Blog
December 14, 2020
Workers’ Compensation Trends to Watch in 2021
Not only is workers’ compensation coverage required in most states, but it also plays a major role in connecting injured employees to the care they need to return to work as quickly and safely as possible. That’s why it’s crucial for your organization to develop an effective workers’ compensation program. To ensure a successful program,...
December 9, 2020
The Pandemic Has Demanded More Of Property Managers Than Ever Before
The economic distress caused by the coronavirus pandemic has largely spared the property management industry, but the safety issues the disease presents have placed a heavy burden on its workers. Property management companies haven’t experienced any major layoffs, but the average workload for employees in every part of the business has risen significantly, multiple sources told Bisnow. From...
December 8, 2020
The Continued Impact of COVID-19 on Workers’ Comp
The COVID-19 pandemic has been with us for over nine months now, with no end in sight. During this time, we conducted several Out Front Ideas COVID-19 Briefing webinars and The Path Forward virtual conference. These educational events were designed to provide risk managers and others in the industry with a better understanding of how COVID-19 was...
November 24, 2020
12 Ways to Prevent Slips and Falls in Your Building
Slips and falls are common occurrences that can lead to injury and even death, especially for older adults. The Centers for Disease Control and Prevention (CDC) reports falls are the No. 1 cause of injury and death for those 65 and older. Each year a reported 29 million falls represent: 3 million trips to the...
November 18, 2020
5 Steps to Protect Your Vacant Business Premises
When unforeseen events cause lengthy building closures, sparse occupancy, or extended staff absences, the risks to the property can increase. An unattended building is more vulnerable to incidents such as freezing pipes, sprinkler malfunctions, fires, or break-ins. And with fewer people available to monitor the property and do regular maintenance, the dangers to people who...
November 17, 2020
Preventing Cyberattacks on Remote Employees
The COVID-19 pandemic has solidified remote work as a new operational standard. Employers should expect this trend to only grow in the future. In fact, many major companies, such as Twitter and Microsoft, have indicated that remote work will be an indefinite option for their employees. While this is exciting in many ways, remote work...
November 12, 2020
Open Enrollment Looks a Little Different This Year Because of COVID
It’s open enrollment season for health insurance plans, but the coronavirus pandemic has changed what employees and other insured people can expect. Open enrollment at most employers typically runs from late October to the end of November, and the government’s health insurance marketplace for individuals (both new and repeat enrollees) is open through Dec. 15....
November 5, 2020
Essential Coverages to Have in Contractor’s Pollution Liability
Contractor’s pollution liability (CPL) is a type of insurance policy that provides third-party coverage for bodily injury, property damage, defense, and cleanup arising from contracting operations performed on or behalf of a contractor. We are currently seeing a rise in clients’ contractual requirements to provide proof of pollution liability insurance for contractors of all types....
November 4, 2020
Supporting Employees’ Financial Well-being During the COVID-19 Pandemic
The COVID-19 pandemic is not only challenging the way Americans live on a daily basis, but also posing significant economic threats that could have a lasting effect on their financial well-being. Financial well-being is the state in which a person is able to meet their current and ongoing financial obligations, feel secure in their financial...
November 3, 2020
Survey Finds 78% of Risk Managers Now Buying Cyber Insurance
The tenth year of the Zurich North America and Advisen Cyber Survey reveals that 78% of risk managers now purchase some level of cyber insurance — compared to only 34% in 2011. Of this record of 78% with some cyber coverage, 55% have a stand-alone policy, while 13% have coverage included in their professional liability and others...