We’ll have an exploratory meeting to determine mutual qualification.
Insurance, Employee Benefits
& Risk Management Specialists
We help our clients control their risk financing and employee benefits costs.
CONSTRUCTION
Our Construction experts work exclusively with firms in the construction industry. This specialization allows us to tailor risk management and insurance programs that address the unique needs of the industry.
REAL ESTATE
Our Real Estate experts also work exclusively with firms in the Real Estate Industry. We partner with insurance companies who understand the benefits of working with a firm that knows the unique exposures of the Real Estate industry so we can offer you the best options.
EMPLOYEE BENEFITS
We do much more than deliver a wide selection of employee benefits, products and services. We provide expert counsel, superior service, partnership and trust. By allocating our resources to a level of service that matches your level of need, we can fill in any gaps you may have in your HR department.
WORKERS' COMP
Our WC team is committed to helping with your overall program and becoming an extension of your internal team. Our focus is not just the claims, but how to mitigate the exposure and reduce the costs associated with Workers’ Compensation on a whole.
SURETY
We have extensive experience in both Contract & Commercial Surety. Through our financial analysis process we negotiate preferred rates with minimal indemnity requirements for all types of bid, performance, payment and sub-division bonds, in addition to handling all types of license, deposit, tax and payment transfer bonds.
NON-PROFIT
We specialize in providing Property & General Liability insurance programs for non-profit organizations engaged in Social Services, Environmental, Educational, and Children’s Services.
Our Clients are Our Priority
We measure ourselves by the quality of service we provide through our highly specialized insurance programs.
Our Expertise is Extensive
Our clients benefit from all the years we’ve spent building our knowledge base and becoming industry experts.
At CMR we do insurance differently
Client-centric
We service our clients by becoming an integral part of their team and we protect their downside.
Reduce Insurance Costs
We identify areas of risk exposure and then we craft customized solutions that reduce insurance costs.
Deliver Unparalleled Programs
We consistently invest in our resources and associates so you receive personalized programs tailored to your exact needs.
What makes us so different?
We are a privately-held risk management and human capital consulting firm. Our proprietary risk management and human resource services minimize the administrative time and expense you spend on insurance-related tasks so you can focus on running your business.
Our proprietary services
CMR offers a unique and proactive web-based Risk Management Platform that provides enhanced loss control impact and efficiencies. Enrollment in the Risk Management Center has been proven to yield a 20% loss reduction per year across all users. Utilizing this feature can greatly impact your losses, which in turn will lower your overall insurance costs.
CMR works with a team of licensed adjusters, case nurse managers, and consultants with extensive backgrounds in workers’ compensation claims handling to audit the insurance companies’ claims file. This assures that the appropriate amount is paid, reserves are properly set and your experience modification is not adversely affected.
We take client services seriously. We offer a Key Client Service Plan which is a written service commitment tailored to the special needs of each client. This written plan is completed with the client and the assigned CMR support staff and it is reviewed on an annual basis to ensure that our clients are more than satisfied with our work and our team.
The complementary services performed by the CMR team are the driving force behind controlling your Human Resource and Employee Benefits costs. Our team will reduce your internal Human Resource expenses and improve the wellness of your employees.
CMR’s newly formed contract surety division handles all types of surety bonds; construction, commercial, and court. At CMR, we strive to provide a comprehensive surety program tailored to the appropriate rate, indemnity, and capacity to support each client’s respective surety need.
CMR works with real estate equity investors on a per project fee service basis to assure all involved parties carry insurance as required by project level documents including through the construction, lease-up and stabilization phases.
CMR understands the challenges that businesses face in staying up to date with the ever-changing mandated compliance requirements. We help businesses of all sizes put together a Compliance Strategy to ensure that they are meeting all employer responsibilities.
%
Year-over-year Company Growth
%
Client Retention Rate
$
mm
Millions of Premiums Placed
State Licenses
THE PROCESS OF WORKING WITH OUR EXPERTS
We’ll identify your main pain points, risks and exposure through our proprietary process.
We’ll provide you with a comprehensive plan and then we’ll implement the plan.
We’ll monitor and adjust as needed to ensure that you are saving time and money every step of the way.
What Our Clients Say
In working with CMR, they have proven to have a great expertise in the management of risk and insurance design/placement when it comes to the real estate sector. CMR has a unique process that has lowered our risk, improved our insurance coverage, all while lowering our overall cost. I would recommend CMR to anyone seeking to work with a true expert in the real estate sector.
We have worked with many insurance brokers in connection with our construction and liability requirements. CMR is by far the best agent - consultant - broker we have ever met. They have provided all the insurance coverage needed for hundreds of millions of dollars in our company's real estate projects in several western states. In every case, their knowledge of the project's needs, attention to detail, follow-through and counsel were key to our success.
I have to say you have given the best/most excellent customer service, I have come across in years. I truly mean that.
CMR is very knowledgeable when it comes to insurance and takes the time to understand the company needs when it comes to providing the best protection and coverage for the company they are representing. CMR is aggressive in dealing with the insurance companies to make sure that the insurance companies provide the service they agreed to provide.
I would like to take this opportunity to thank you for providing such a wonderful service representative. She is absolutely wonderful. This has been a scary time in our lives and she represents your company and herself with poise and grace. She has made our transition easier. Every question has been met with careful research and investigation. We have felt overwhelmed and have been helped with compassion.
CMR has provided insurance services directly to RSS and RSS's clients for many years. CMR is readily available and responsive. True experts and consummate advisor of insurance alternatives.
We have worked with CMR since 2007 to secure general liability, auto and work comp insurances. CMR is constantly coming up with ways to save us money while providing excellent service and coverage. CMR is always watching out for our best interest and is an expert at providing the right coverage for the right exposure. One of the things I value most about working with CMR is their constant attention to our business both with the annual purchase of our policies as well as the regular maintenance. CMR are true professionals who fully understand the insurance needs of contractors. We are lucky to have CMR in our corner.