Many employees do not realize how much their employer contributes to their benefits package. According to the U.S Bureau of Labor Statistics, benefits account for 30.1% of total compensation in the private industry, yet low participation remains a widespread challenge for employers. Without meeting carrier participation thresholds, employers risk losing access to group coverage altogether,...
Numerous business challenges can hinder operational resilience and cause losses, including cybersecurity threats, supply chain disruptions, evolving regulatory requirements and changing workforce dynamics. Fortunately, a comprehensive risk assessment program can help organizations identify risks, plan mitigation responses and reduce exposure. However, to be effective, the program must be supported by several key elements, including standardized...
At year-end 2025, the 2026 price prediction for general liability stood at +1% to +6%. Pricing data through the first half of 2026 suggests rates are tracking toward the upper end of that range, with industry sources indicating renewal rate changes in the 5% to 8% range for many accounts. However, certain sectors, such as...
A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and floods the building, the hours immediately following a loss have an outsized effect on the outcome of any insurance claim. Missteps during this period, including premature cleanup, delayed notice and poor...
Painting contractors spend their days in demanding positions: reaching overhead, bending, working on ladders and handling heavy buckets and spray equipment. These repeated postures and movements can place strain on the neck, shoulders, back and wrists. Best Practices to Avoid Injuries The tips below can help you protect your body and stay healthy on the...
Amid the activity and busy schedules of summer, it’s important to make time to review your benefits for the second half of the year. Whether you’re making healthcare contingency plans for summer travel or just looking to get more value from your coverage, this article provides seven tips to help you make the most of...
Heat illness is a group of conditions that occur when your body overheats and can no longer cool itself down. It ranges from heat cramps and heat exhaustion to heat stroke, which, if not treated, can become life-threatening. How to Protect Yourself Knowing the warning signs of heat illness can help you catch it early...
We use cookies to improve your experience on our site. By using our site, you consent to cookies.
Manage your cookie preferences below:
Essential cookies enable basic functions and are necessary for the proper function of the website.
You can find more information in our Privacy Policy and Privacy Policy.