Blog
February 5, 2026
Celebrate American Heart Month With Healthy Lifestyle Choices
Heart disease is the leading cause of death in the United States. According to the Centers for Disease Control and Prevention, 1 in every 3 deaths was caused by a cardiovascular disease in 2023. In recognition of these dangers, February is designated as American Heart Month. This annual campaign focuses on raising awareness about cardiovascular...
February 3, 2026
Best Practices for Responding to General Liability Claims
Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor may accidentally damage a client’s property. Just one general liability claim can disrupt business operations, create financial strain and affect future insurance costs. The financial and organizational impacts of these incidents...
January 29, 2026
Improving Employee Health Care Literacy
Low health literacy is quite common in the United States. According to the National Assessment of Adult Literacy, only 12% of Americans have proficient health literacy skills, which means many adults have difficulty understanding drug labels, following prescription instructions or identifying credible health care resources. Given today’s complex health care system, health care literacy has...
January 27, 2026
Fatigue Risks in Cold Conditions
Cold weather does more than make working conditions uncomfortable; it can also lead to fatigue and reduced alertness and responsiveness in employees, increasing the risk of injury. This article discusses cold-weather hazards in construction and provides strategies for employers to keep their workers safe. Risks of Working in Cold Weather Cold weather can impact employee...
January 22, 2026
Trends Impacting the Commercial Insurance Market
In 2026, the commercial insurance market is showing signs of stabilization after years of volatility, but businesses still face a range of evolving risks that influence coverage costs. From climate-driven catastrophes and regulatory pressures to litigation trends and technology exposures, these forces are shaping underwriting practices and premium pricing across multiple lines. Article Published...
January 15, 2026
ClickFix Cyberattacks Explained
Social engineering has long been a tactic employed in different cyberattacks against businesses, often relying on deceptive communications and programming to trick targets into divulging sensitive data, sharing corporate funds or downloading harmful software. Over the years, some social engineering methods have become increasingly sophisticated, making them more difficult to detect and spawning large-scale losses....
January 8, 2026
Current Market Trends and Cost Drivers in Commercial Property Insurance
Secondary Perils and Severe Convective Storms While extreme weather events have been on the rise for over a decade, secondary perils—small to midsized losses or consequent events following primary catastrophes—have become increasingly prevalent in recent years. Namely, severe convective storms (i.e., thunderstorms, hailstorms and tornadoes) have surged in frequency and severity, prompting considerable damage and...
January 6, 2026
Commercial General Liability Insurance
Running a business comes with significant risk. Everyday interactions, such as serving customers, visiting clients or running marketing campaigns, can expose businesses to potential liability. A customer could slip on a wet floor, a contractor could accidentally damage a client’s property, or a marketing campaign could unintentionally harm the reputation of a competitor. Just one...