Blog
March 22, 2022
Earthquakes: You Can’t Predict Them, But You Can Prepare
“Neither the United States Geological Survey (USGS) nor any other scientists have accurately predicted a major earthquake,” according to a recent post in the California Residential Mitigation Program (CRMP) blog. “And scientists do not expect to be able to predict earthquakes in the future. However, USGS scientists can calculate the probability that a significant earthquake will occur in a specific area within a...
March 18, 2022
Personalizing Your Employee Benefits Offerings
Each workforce is comprised of unique individuals with diverse backgrounds and interests. So why opt for a one-size-fits-all benefits package? Instead, consider providing benefits options that are as unique as your employees. Doing so could be the attraction and retention tool that sets your workplace apart. In fact, 73% of employees said having customized benefits...
March 16, 2022
Security Risk Management Within the Nonprofit Sector
When I was asked to share thoughts about security risk management considerations within the nonprofit sector, I knew I would be remiss if I did not start by acknowledging the existing publications, research and expertise that has been shared on this topic by professionals supporting non-government organizations (NGOs) such as the Global Interagency Security Forum (GISF), Overseas...
March 15, 2022
Workplace Dangers Most Troubling to Employees in 2022
Workplace safety is now more important than ever before, according to 89% of Americans, nearly the same amount also believe that organizations have a legal and moral obligation to protect employees from unnecessary risks. This is according to a survey from AlertMedia, which also revealed 82% of people feel these obligations extend to those working remotely. While...
March 10, 2022
President Biden Urges Employees to Return to the Office
Recently, President Joe Biden urged employers to bring back workers into the office. During his remarks, Biden noted that with COVID-19 vaccination rates up and hospitalizations down, most Americans can remove their masks, return to work and move forward safely. President Biden also made similar comments days earlier during the 2022 State of the Union...
March 9, 2022
Insurance Needs for Painters
Painters work on the interiors and exteriors of commercial and residential property and can also be tasked with wallpaper hangings. Since their work involves going to different job sites, operating at different heights and prepping surfaces, painters may be susceptible to a variety of liability issues. Proper insurance coverage can protect painters following injuries, vehicle...
March 7, 2022
DC Loosens Mask-wearing Guidance for Most of U.S. Population
Recently, the Centers for Disease Control and Prevention (CDC) announced updates to its mask-wearing recommendations, loosening guidance for a majority of the U.S. population. The CDC provides COVID-19 Community Levels as a tool to help communities decide what prevention steps to take based on the latest data. These levels can be low, medium or high,...
March 3, 2022
Infrastructure Projects and the Need for Environmental Insurance
The good news is infrastructure in the U.S. has improved over the past several years. The bad news is that it still isn’t very good. The 2021 Report Card for America’s Infrastructure recently released by the American Society of Civil Engineers (ASCE) found the nation’s infrastructure averaged a “C-,” which was the country’s highest grade in the past 20 years. This...
March 1, 2022
5 Trending Captive-Insurance Considerations for 2022
If 2020 and 2021 showed us anything, it’s that the unexpected can and will happen — whether it’s a global pandemic, a cargo ship blocking one of the world’s busiest trade routes or a storm creating a widespread power outage. These unforeseen risks are difficult to predict and insure against, which made captive insurance, with its ability...
February 28, 2022
What to Know About Workers’ Compensation Insurance for Small Business Owners
Small business owners play a vital role in the U.S. economy. As of 2019, small businesses generated about 44% of the U.S. economic activity—employing nearly every type of worker in every type of industry, from construction and restaurants to insurance, marketing, and media. But while small businesses are a lifeline for the economy, owning a small business...