“Neither the United States Geological Survey (USGS) nor any other scientists have accurately predicted a major earthquake,” according to a recent post in the California Residential Mitigation Program (CRMP) blog. “And scientists do not expect to be able to predict earthquakes in the future. However, USGS scientists can calculate the probability that a significant earthquake will occur in a specific area within a...
Each workforce is comprised of unique individuals with diverse backgrounds and interests. So why opt for a one-size-fits-all benefits package? Instead, consider providing benefits options that are as unique as your employees. Doing so could be the attraction and retention tool that sets your workplace apart. In fact, 73% of employees said having customized benefits...
When I was asked to share thoughts about security risk management considerations within the nonprofit sector, I knew I would be remiss if I did not start by acknowledging the existing publications, research and expertise that has been shared on this topic by professionals supporting non-government organizations (NGOs) such as the Global Interagency Security Forum (GISF), Overseas...
Workplace safety is now more important than ever before, according to 89% of Americans, nearly the same amount also believe that organizations have a legal and moral obligation to protect employees from unnecessary risks. This is according to a survey from AlertMedia, which also revealed 82% of people feel these obligations extend to those working remotely. While...
Recently, President Joe Biden urged employers to bring back workers into the office. During his remarks, Biden noted that with COVID-19 vaccination rates up and hospitalizations down, most Americans can remove their masks, return to work and move forward safely. President Biden also made similar comments days earlier during the 2022 State of the Union...
Painters work on the interiors and exteriors of commercial and residential property and can also be tasked with wallpaper hangings. Since their work involves going to different job sites, operating at different heights and prepping surfaces, painters may be susceptible to a variety of liability issues. Proper insurance coverage can protect painters following injuries, vehicle...
Recently, the Centers for Disease Control and Prevention (CDC) announced updates to its mask-wearing recommendations, loosening guidance for a majority of the U.S. population. The CDC provides COVID-19 Community Levels as a tool to help communities decide what prevention steps to take based on the latest data. These levels can be low, medium or high,...
The good news is infrastructure in the U.S. has improved over the past several years. The bad news is that it still isn’t very good. The 2021 Report Card for America’s Infrastructure recently released by the American Society of Civil Engineers (ASCE) found the nation’s infrastructure averaged a “C-,” which was the country’s highest grade in the past 20 years. This...
If 2020 and 2021 showed us anything, it’s that the unexpected can and will happen — whether it’s a global pandemic, a cargo ship blocking one of the world’s busiest trade routes or a storm creating a widespread power outage. These unforeseen risks are difficult to predict and insure against, which made captive insurance, with its ability...
Small business owners play a vital role in the U.S. economy. As of 2019, small businesses generated about 44% of the U.S. economic activity—employing nearly every type of worker in every type of industry, from construction and restaurants to insurance, marketing, and media. But while small businesses are a lifeline for the economy, owning a small business...