Blog

November 19, 2020

Understanding Fall Protection Equipment Warranty Requirements

Employers that are using fall protection equipment (e.g., personal fall arrest systems, connection components or anchors) should understand the manufacturers’ warranty requirements and instructions. Following these warranty requirements is often necessary if the business would like the manufacturer to cover the product when it is damaged or if there is a functional issue. Examples of...

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November 18, 2020

5 Steps to Protect Your Vacant Business Premises

When unforeseen events cause lengthy building closures, sparse occupancy, or extended staff absences, the risks to the property can increase. An unattended building is more vulnerable to incidents such as freezing pipes, sprinkler malfunctions, fires, or break-ins. And with fewer people available to monitor the property and do regular maintenance, the dangers to people who...

November 17, 2020

Preventing Cyberattacks on Remote Employees

The COVID-19 pandemic has solidified remote work as a new operational standard. Employers should expect this trend to only grow in the future. In fact, many major companies, such as Twitter and Microsoft, have indicated that remote work will be an indefinite option for their employees. While this is exciting in many ways, remote work...

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November 12, 2020

Open Enrollment Looks a Little Different This Year Because of COVID

It’s open enrollment season for health insurance plans, but the coronavirus pandemic has changed what employees and other insured people can expect. Open enrollment at most employers typically runs from late October to the end of November, and the government’s health insurance marketplace for individuals (both new and repeat enrollees) is open through Dec. 15....

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November 10, 2020

New Study Finds That Mega Claims Are on the Rise

While any workers’ compensation claims can result in costly ramifications for your organization, one category of claim in particular—known as a “mega claim”—has the potential to carry significant consequences. True to its name, a mega claim is characterized as an exceptionally large claim—typically totaling $3 million or more in incurred losses. In the realm of...

Pollution-Shutterstock
November 5, 2020

Essential Coverages to Have in Contractor’s Pollution Liability

Contractor’s pollution liability (CPL) is a type of insurance policy that provides third-party coverage for bodily injury, property damage, defense, and cleanup arising from contracting operations performed on or behalf of a contractor. We are currently seeing a rise in clients’ contractual requirements to provide proof of pollution liability insurance for contractors of all types....

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November 4, 2020

Supporting Employees’ Financial Well-being During the COVID-19 Pandemic

The COVID-19 pandemic is not only challenging the way Americans live on a daily basis, but also posing significant economic threats that could have a lasting effect on their financial well-being. Financial well-being is the state in which a person is able to meet their current and ongoing financial obligations, feel secure in their financial...

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November 3, 2020

Survey Finds 78% of Risk Managers Now Buying Cyber Insurance

The tenth year of the Zurich North America and Advisen Cyber Survey reveals that 78% of risk managers now purchase some level of cyber insurance — compared to only 34% in 2011. Of this record of 78% with some cyber coverage, 55% have a stand-alone policy, while 13% have coverage included in their professional liability and others...

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October 29, 2020

Reducing COVID-19 Risks in Commercial Buildings Without Wasting Energy

Gradually, more offices, schools and retail stores are reopening, with trends varying from state to state, and often among counties within states. As they reopen, many building owners and managers are considering steps they should take to reduce chances of coronavirus transmission. In this blog post, I summarize what we know and don’t know about...

October 28, 2020

5 WORKPLACE ISSUES AT STAKE AS TRUMP, BIDEN BRACE FOR ELECTION DAY

No matter where one falls on the political spectrum, the 2020 presidential election will shake up the American workforce. For employers, truly comprehending each candidate’s position may be the difference between a winning or losing workplace strategy. Several benefit and workplace topics have emerged in the spotlight during this historic election year, including healthcare, of...