Construction

May 2, 2022

National Safety Stand-Down to Prevent Falls in Construction Week Promotes Fall Hazard Awareness

According to NIOSH, in the construction industry, falls make up more than 30 percent of fatalities. In 2020, 350 people died from falls. All of these deaths were preventable. National Stand-Down to Prevent Falls in Construction Week is May 2-6. This week focuses on preventing falls in the workplace through education. Employers are encouraged to talk...

April 27, 2022

Best Practices for Hauling Heavy Construction Equipment

Hauling heavy equipment between job sites is a common task in the construction industry. Yet, when this equipment is not properly secured, serious accidents can occur during transportation, potentially resulting in destroyed equipment, damaged vehicles, traffic fines and injuries (or even fatalities) among employees or other motorists on the road. Considering these consequences, it’s critical...

April 14, 2022

Importance of Surety Bonds in Construction

Important Role of Surety Bonds Within the Construction Industry Construction companies face significant risks, especially when they perform work on projects spanning several years. Issues like economic downturns, inflationary pressures, material shortages, equipment breakdowns, and others can threaten the ability of contractors to perform under their contracts. When these types of problems are insurmountable, construction...

April 13, 2022

OSHA Launches Program to Protect Workers From Heat Hazards

On April 12, 2022, OSHA launched its National Emphasis Program (NEP) for protecting workers from heat hazards in indoor and outdoor workplaces. Through the program, OSHA will conduct heat-related workplace inspections before workers suffer preventable injuries, illnesses or fatalities. The NEP is effective on April 8, 2022, and will remain in effect for three years...

April 6, 2022

Anticipating Risks with Contractors Professional Liability Insurance

This article was produced in partnership with Tokio Marine HCC-Cyber & Professional Lines Group (CPLG) Karen Surca, of Insurance Business America, sat down with David Wiley, Senior Underwriter with Tokio Marine HCC-Cyber & Professional Lines Group, and Jim Bechter, Senior Vice President for architects & engineers/contractors professional liability (AE/CP), to discuss the need for sufficient liability coverage...

March 28, 2022

Insurance Needs for HVAC Contractors

Heating, ventilation and air conditioning (HVAC) contractors install, maintain and repair heating and cooling systems in residential and commercial structures. They work with appliances, water heaters, toilets and sprinkler systems in new buildings and existing structures. Due to the wide variety of tasks these contractors perform, they may need specialized coverage to protect against liabilities....

March 25, 2022

Spring Storm Safety Tips for Businesses

Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations. This article discusses the weather threats to watch out for during spring and measures businesses can take to minimize damage. Dangerous Spring Weather Unexpected severe weather increases the risk of property damage, injury and...

March 22, 2022

Earthquakes: You Can’t Predict Them, But You Can Prepare

“Neither the United States Geological Survey (USGS) nor any other scientists have accurately predicted a major earthquake,” according to a recent post in the California Residential Mitigation Program (CRMP) blog. “And scientists do not expect to be able to predict earthquakes in the future. However, USGS scientists can calculate the probability that a significant earthquake will occur in a specific area within a...

March 9, 2022

Insurance Needs for Painters

Painters work on the interiors and exteriors of commercial and residential property and can also be tasked with wallpaper hangings. Since their work involves going to different job sites, operating at different heights and prepping surfaces, painters may be susceptible to a variety of liability issues. Proper insurance coverage can protect painters following injuries, vehicle...

March 7, 2022

DC Loosens Mask-wearing Guidance for Most of U.S. Population

Recently, the Centers for Disease Control and Prevention (CDC) announced updates to its mask-wearing recommendations, loosening guidance for a majority of the U.S. population. The CDC provides COVID-19 Community Levels as a tool to help communities decide what prevention steps to take based on the latest data. These levels can be low, medium or high,...