Construction
April 16, 2026
Insurance Considerations for Excavation Contractors
Excavation contractors are trained professionals who typically perform a range of operations to prepare construction sites. They may provide residential or commercial services and conduct their work in multiple settings, such as office spaces and customers’ properties. Common tasks for excavation contractors include removing existing structures, vegetation and other debris to clear land for construction...
March 26, 2026
Participating in Safety Meetings
According to OSHA, one of the most effective ways to promote a safe working environment is to get involved in company safety meetings. These informal, brief meetings allow employees like you to stay up to date on potential workplace hazards and related mitigation measures, often addressing topics such as ergonomics, tool handling, equipment use and...
February 26, 2026
Cumulative Trauma Injuries and Workers’ Compensation
Although common in the construction industry, cumulative trauma injuries (CTIs) are some of the most complex workers’ compensation claims. They often result in long, painful experiences for employees. Therefore, it’s crucial that construction employers reduce the risk of CTIs and associated workers’ compensation claims. Common CTIs in Construction CTIs, also known as repetitive movement or...
January 27, 2026
Fatigue Risks in Cold Conditions
Cold weather does more than make working conditions uncomfortable; it can also lead to fatigue and reduced alertness and responsiveness in employees, increasing the risk of injury. This article discusses cold-weather hazards in construction and provides strategies for employers to keep their workers safe. Risks of Working in Cold Weather Cold weather can impact employee...
January 8, 2026
Current Market Trends and Cost Drivers in Commercial Property Insurance
Secondary Perils and Severe Convective Storms While extreme weather events have been on the rise for over a decade, secondary perils—small to midsized losses or consequent events following primary catastrophes—have become increasingly prevalent in recent years. Namely, severe convective storms (i.e., thunderstorms, hailstorms and tornadoes) have surged in frequency and severity, prompting considerable damage and...
December 23, 2025
Understanding Contractual Risk Transfer
Contractual risk transfer (CRT) involves shifting financial responsibility for specific risks from one party to another within a contract. This risk management strategy is crucial for construction employers, as it places liability on subcontractors, vendors or service providers. In this way, CRT protects employers’ margins, reduces uninsured losses and helps ensure insurance coverage for losses....
December 9, 2025
Safe Operating Practices for Forklifts
Forklifts are commonplace in workplaces across the country. They make moving heavy loads easier and more efficient, but they also come with serious risks if not operated correctly. According to OSHA, forklift-related accidents cause thousands of injuries and dozens of fatalities every year. When working with a forklift, operators face hazards such as overturning, falling...
November 25, 2025
Attractive Nuisances on Construction Sites
Attractive nuisances are manufactured conditions on your property, vacant site or active site after hours that draw trespassers, particularly children and minors. Construction sites pose significant attractive nuisance hazards. The general contractor on the site can be held liable for any injuries trespassers sustain due to these conditions. Construction employers can prevent entrance onto worksites...
November 23, 2025
Employer Responsibilities in Winter Weather
Winter weather presents a host of difficulties for employers. Specifically, there are various workplace safety concerns and OSHA requirements to consider. It’s essential to be prepared for all scenarios associated with inclement weather before it arrives and ensure that employees are properly informed of all relevant policies and procedures. Preventing Cold Stress Working in extreme...