Business
September 22, 2026
The Limits of Indemnification Clauses
An indemnification clause is a provision in a construction contract that transfers risk to a specific party, namely the project owner, general contractor (GC) or subcontractor. Ultimately, it requires them to cover either a portion or the entirety of losses and damages caused by another party, as well as associated legal defense costs. Also known...
September 15, 2026
October Is Cybersecurity Awareness Month
October is Cybersecurity Awareness Month. This month, the public and private sectors are encouraged to work together to raise awareness of the importance of cybersecurity. October 2026 marks the 23rd Cybersecurity Awareness Month. This event serves as a reminder that businesses must stay cybersecure to safeguard company data, protect customers’ personal information and ensure employee...
September 10, 2026
Open Enrollment Changes to Watch For
Open enrollment often appears unchanged from one year to the next, but you may be surprised by what is new when you enroll this cycle. Carriers adjust plan pricing, the Internal Revenue Service (IRS) updates contribution limits, and employers revise their benefits offerings based on utilization and employee feedback from the prior year. As a...
September 9, 2026
Navigating Electric Vehicle Charging Infrastructure Risks
As the electric vehicle (EV) market continues to expand, a growing number of businesses have added EV charging spaces to the parking lots, garages and fleet yards of their commercial properties. While these spaces are certainly beneficial for EV drivers, they also carry substantial risks not found in standard parking infrastructure, particularly regarding fire safety....
August 27, 2026
Preventing Employee Slips, Trips and Falls
Fall weather can create new workplace hazards as rain, mud and fallen leaves make walking surfaces slippery. Shorter daylight hours can also reduce visibility around entrances, sidewalks and parking areas. Without proper precautions, these changing conditions can contribute to employee injuries, workers’ compensation claims and operational disruptions. Common Seasonal Hazards Slip, trip and fall hazards...
August 25, 2026
How to Reduce the Cost of Alternative Care
If you’ve considered acupuncture, specialized chiropractic care, functional medicine or integrative mental health counseling, you may have found that insurance coverage does not always work the same way it does for traditional medical care. Even when a provider does not accept insurance, you may still have options to help reduce your out-of-pocket costs. Alternative and...
August 19, 2026
Addressing 4 Common Sources of Commercial Property Insurance Claims
Commercial property insurance claims can arise from numerous unexpected events. An electrical fire may destroy critical equipment; a severe storm may hit without warning, damaging a building’s exterior and allowing water to enter the property; or an act of vandalism may damage fixtures, resulting in significant repair expenses. These and other incidents can cause substantial...
August 18, 2026
Upskilling Employees on AI
Artificial intelligence (AI) is continuing to reshape how work gets done, but for small businesses, keeping pace can feel daunting. Without large training budgets or dedicated learning and development teams, many small employers assume AI upskilling is out of reach, which isn’t necessarily the case. With a focused approach, small businesses can close the AI...
August 13, 2026
Addressing Silent Burnout in the Workplace
Burnout is the state of chronic physical and emotional exhaustion from prolonged stress. According to Spring Health’s 2026 Workplace Mental Health Annual Report, 74% of employees have experienced burnout, while 61% of HR professionals say employee burnout has increased in the past year. Traditional burnout is generally easy to spot with missed deadlines, behavioral issues,...