Finance and Equity

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May 10, 2022

How to Combat Workplace Risks in a Distributed Workforce

Distributed workforces are not a new concept, but with COVID lingering and many employees preferring the flexibility of hybrid work, businesses are quickly realizing that working across multiple locations instead of having everyone work under one roof is becoming the norm. With a greater focus being put on compliance, stress management, and other workforce challenges...

March 28, 2022

Insurance Needs for HVAC Contractors

Heating, ventilation and air conditioning (HVAC) contractors install, maintain and repair heating and cooling systems in residential and commercial structures. They work with appliances, water heaters, toilets and sprinkler systems in new buildings and existing structures. Due to the wide variety of tasks these contractors perform, they may need specialized coverage to protect against liabilities....

March 15, 2022

Workplace Dangers Most Troubling to Employees in 2022

Workplace safety is now more important than ever before, according to 89% of Americans, nearly the same amount also believe that organizations have a legal and moral obligation to protect employees from unnecessary risks. This is according to a survey from AlertMedia, which also revealed 82% of people feel these obligations extend to those working remotely. While...

March 10, 2022

President Biden Urges Employees to Return to the Office

Recently, President Joe Biden urged employers to bring back workers into the office. During his remarks, Biden noted that with COVID-19 vaccination rates up and hospitalizations down, most Americans can remove their masks, return to work and move forward safely. President Biden also made similar comments days earlier during the 2022 State of the Union...

March 7, 2022

DC Loosens Mask-wearing Guidance for Most of U.S. Population

Recently, the Centers for Disease Control and Prevention (CDC) announced updates to its mask-wearing recommendations, loosening guidance for a majority of the U.S. population. The CDC provides COVID-19 Community Levels as a tool to help communities decide what prevention steps to take based on the latest data. These levels can be low, medium or high,...

March 1, 2022

5 Trending Captive-Insurance Considerations for 2022

If 2020 and 2021 showed us anything, it’s that the unexpected can and will happen — whether it’s a global pandemic, a cargo ship blocking one of the world’s busiest trade routes or a storm creating a widespread power outage. These unforeseen risks are difficult to predict and insure against, which made captive insurance, with its ability...

February 28, 2022

What to Know About Workers’ Compensation Insurance for Small Business Owners

Small business owners play a vital role in the U.S. economy. As of 2019, small businesses generated about 44% of the U.S. economic activity—employing nearly every type of worker in every type of industry, from construction and restaurants to insurance, marketing, and media. But while small businesses are a lifeline for the economy, owning a small business...

February 8, 2022

10 Emerging Risks to Watch

Insurance Journal examined industries experiencing changes and a few challenges due to the COVID-19 pandemic, economic forces and tough insurance market conditions in 2021. Here are 10 industry sectors that could see new and emerging risks in 2022 and beyond. Cyber Like the risk itself, the cyber insurance market is constantly changing and keeping carriers...

January 28, 2022

11 Trends that Will Shape Work in 2022 and Beyond

At the start of 2021, many of us expected the world to return to normalcy. Vaccines were starting to roll out, and many executives felt like it would be a matter of a few short months before we would all return to the workplace. But 2021 was more volatile than expected, with the rise of new...

January 24, 2022

Labor Shortages and Business Liability Risks

The past year has seen labor shortages across industry lines. According to a recent study from the Society for Human Resource Management, nearly 90% of businesses are having a hard time filling open positions. These shortages have resulted from various factors, many of which are related to individuals reevaluating their employment priorities due to the...