General Industry
July 30, 2026
4 Midyear HR Trends to Monitor
As 2026 moves into its second half, HR leaders are navigating a workforce that is being reshaped on several fronts at once. Artificial intelligence (AI) is changing hiring patterns, gig work is becoming a mainstream labor arrangement, burnout is reaching a measurable tipping point and employee confidence in the labor market remains historically weak. This...
July 29, 2026
What to do in the First 24 Hours After a Commercial Property Loss
A fire, severe storm, burst pipe or other property loss can disrupt business operations in an instant. While the damage itself may be unavoidable, the actions taken during the first 24 hours can significantly influence the claims process and the speed of recovery. By responding promptly and documenting the situation carefully, businesses can help protect...
July 23, 2026
5 Midyear Employee Benefits Trends to Monitor
The middle of the year is an ideal time to evaluate benefits strategy and recalibrate plan design, vendor partnerships and cost-containment efforts to close out the year strong or prepare for the 2027 open enrollment season. As such, understanding the current state of the employee benefits market can help employers evaluate their offerings to best...
July 21, 2026
Understanding Commercial Insurance Sublimits
Most business owners know their policy’s overall limit, the maximum amount an insurer will pay for a covered loss. Fewer understand that many of those same policies contain sublimits, smaller caps buried inside the broader coverage that apply to specific types of losses. A business can carry a $2 million property policy and still discover,...
July 16, 2026
What to Know About the Cyclosporiasis Outbreak
Cases of cyclosporiasis are climbing across the country this summer, and health officials are urging extra caution around food and water safety. The Michigan Department of Health and Human Services is tracking the outbreak in real time. As of July 13, the state has recorded almost 3,000 cases and around 50 hospitalizations, though these numbers...
July 14, 2026
How to Drive Employee Participation
Many employees do not realize how much their employer contributes to their benefits package. According to the U.S Bureau of Labor Statistics, benefits account for 30.1% of total compensation in the private industry, yet low participation remains a widespread challenge for employers. Without meeting carrier participation thresholds, employers risk losing access to group coverage altogether,...
July 2, 2026
General Liability Insurance 2026 Midyear Market Outlook
At year-end 2025, the 2026 price prediction for general liability stood at +1% to +6%. Pricing data through the first half of 2026 suggests rates are tracking toward the upper end of that range, with industry sources indicating renewal rate changes in the 5% to 8% range for many accounts. However, certain sectors, such as...
June 22, 2026
What to Do in the First 24 Hours After a Commercial Property Loss
A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and floods the building, the hours immediately following a loss have an outsized effect on the outcome of any insurance claim. Missteps during this period, including premature cleanup, delayed notice and poor...