Property and Casualty
October 15, 2026
Addressing 5 Common Sources of Water Damage Claims
Businesses often associate water damage with storms, flooding and other weather-related events. Significant losses, however, can arise from a variety of other sources. A pipe fitting could fail overnight, flooding a lower floor and damaging property; a water heater may rupture without warning, damaging inventory and equipment; or a malfunctioning sprinkler head may discharge water...
September 9, 2026
Navigating Electric Vehicle Charging Infrastructure Risks
As the electric vehicle (EV) market continues to expand, a growing number of businesses have added EV charging spaces to the parking lots, garages and fleet yards of their commercial properties. While these spaces are certainly beneficial for EV drivers, they also carry substantial risks not found in standard parking infrastructure, particularly regarding fire safety....
August 19, 2026
Addressing 4 Common Sources of Commercial Property Insurance Claims
Commercial property insurance claims can arise from numerous unexpected events. An electrical fire may destroy critical equipment; a severe storm may hit without warning, damaging a building’s exterior and allowing water to enter the property; or an act of vandalism may damage fixtures, resulting in significant repair expenses. These and other incidents can cause substantial...
July 29, 2026
What to do in the First 24 Hours After a Commercial Property Loss
A fire, severe storm, burst pipe or other property loss can disrupt business operations in an instant. While the damage itself may be unavoidable, the actions taken during the first 24 hours can significantly influence the claims process and the speed of recovery. By responding promptly and documenting the situation carefully, businesses can help protect...
June 22, 2026
What to Do in the First 24 Hours After a Commercial Property Loss
A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and floods the building, the hours immediately following a loss have an outsized effect on the outcome of any insurance claim. Missteps during this period, including premature cleanup, delayed notice and poor...
April 2, 2026
Occurrence vs. Claims-made Policies
Commercial liability insurance is essential for businesses of all sizes and sectors. Such coverage can offer financial protection for legal defense costs and potential judgments and settlements if a business is held responsible for incidents, errors or wrongful acts that harm another party. When purchasing liability policies, however, businesses should keep in mind that not...
March 26, 2026
Participating in Safety Meetings
According to OSHA, one of the most effective ways to promote a safe working environment is to get involved in company safety meetings. These informal, brief meetings allow employees like you to stay up to date on potential workplace hazards and related mitigation measures, often addressing topics such as ergonomics, tool handling, equipment use and...
March 9, 2026
Pollution Prevention and Spill Control Strategies
Environmental incidents can lead to costly cleanup efforts that may quickly exceed the cost of basic prevention. Even small spills can threaten workplace safety, disrupt operations and damage an organization’s reputation. Moreover, repeated or poorly managed incidents may undermine stakeholder confidence and trigger regulatory scrutiny from agencies such as the Environmental Protection Agency, state environmental...