Health and Fitness

CMR Risk & Insurance Services Inc. > Blog > Health and Fitness
August 3, 2022

Why is Summer an Increased Time for Restaurant Injuries?

For most teenagers and young adults, summertime means a break from the books and long hours of studying. However, it doesn’t necessarily mean it’s time to kick back and relax during those long, hot days. In fact, according to the Bureau of Labor Statistics (BLS), between April and July 2021, the number of employed youth...

August 1, 2022

Construction Safety Professionals Struggle to Prevent Fall Hazards

Earlier this month, the Occupational Safety and Health Administration announced a new initiative to conduct surprise safety inspections for fall hazards. A day later, the agency announced $32,113 in fines for a Florida construction company where a 19-year-old worker died after falling from a clubhouse roof. The fines were far from unusual, but the juxtaposition...

July 27, 2022

For an Edge on Office Leasing, Get Health Conscious

A research note out of Marcus & Millichap on the office market claims there are “bifurcated fundamentals.” Central business district (CBD) offices are seeing faster climbing vacancy rates than those in suburbs, so preliminary second quarter data suggests. What’s causing the unhealthy disparity? Concerns about health. “This is in part due to the increased emphasis...

July 25, 2022

These Three Trends Could Have Big Implications for Workers’ Compensation

Legislation surrounding the gig economy, single-payer health insurance and marijuana legalization all have the potential to impact the U.S. workers’ compensation system, according to a National Council on Compensation Insurance (NCCI) report. Digital platforms such as Uber ushered in a modern gig economy and renewed public discourse on worker classification. Proposals in numerous states would...

July 20, 2022

New Mental Health Crisis Dialing Code Launched July 16

The 988 Suicide and Crisis Lifeline (Lifeline) launched nationwide on July 16. Similar to dialing 911 for medical emergencies, people in emotional distress or suicidal crisis can call or text 988 and be connected immediately to trained counselors who will listen, provide support and connect them to resources if necessary. The three-digit dialing code is...

July 12, 2022

The Hybrid Workplace is Here to Stay

One of the largest changes brought about by the COVID-19 pandemic to the workplace was the popularization of remote work. Industries that previously operated solely from offices realized almost overnight that they could operate without everyone under a single roof. With the pandemic on the wane and restrictions being eased, many workers have expressed interest...

July 8, 2022

How to Stay Cool in the Summer Heat

All heat-related deaths and illnesses are preventable. Yet, an average of 658 people die each year as a result of exposure to extreme heat. The summer before last, the National Center for Atmospheric Research (NCAR) did an in-depth study on heat exposure. It revealed that more than one-quarter of the U.S. population suffered from symptoms such as nausea,...

June 29, 2022

Is Your Health Plan Damaging Your Workers’ Financial Health & Undermining Your Wellness Efforts?

Other than wages, an employer’s largest human capital expense is typically its healthcare plan.  As the costs of healthcare continue to rise, employers consistently look to and implement a number of different plan design and cost shifting options, including High Deductible Health Plans (HDHPs).  At the same time, and in part responsive to the rising...

June 14, 2022

How to Avoid Heat Illness

When it is hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself through sweating. However, in hot and humid weather, sweating is not enough and the result can be a heat illness. Staying Cool Follow the suggestions below to stay cool when working in hot weather: Wear loose, light-colored...

May 18, 2022

Why Are US Commercial Insurance Rates Continuing to Climb?

A new report from the American Property Casualty Insurance Association (APCIA) has looked into the impact of inflationary pressures on commercial lines insurance in the US and identified three main drivers of commercial insurance rate increases. “Insurers and agents continue to look for ways to reduce costs while still meeting all obligations to policyholders, but as claims...