Executive Leadership

Erik has spent nearly 20 years in the insurance industry with a focused expertise in Risk Management and Insurance. Erik joined CMR in 2007 as a Principal and Vice President having an active role in the growth of the agency over the 15 years since CMR’s inception. Erik graduated from San Diego State University with a B.S. in Business Administration with an emphasis on Finance as well as holding an Associate in Risk Management designation. Erik is actively involved in various trade and community organizations including the AGC, ASA, NCSHA, and San Diego Nice Guys. Erik is a resident of Carlsbad where he grew up graduating from Carlsbad High School. When not working, Erik enjoys spending time with his wife and three boys.

• Focused industry niche within the industries of Construction, Real Estate, and Development
• Experienced in the unique safety exposures presented to the various trades of the Construction Industry including industry best practices to best control the risks
• Created numerous risk transfer programs and protocols for clients in these niche industries
• Expert in the creation of customized risk management programs that addresses the pure risks of the operation, but also takes into consideration the potential economic and business risks decisions can have on an organization

Grant grew up in Napa, CA and is a graduate of California State University-Sacramento. Grant began his insurance career in 2005 as a benefits accounts manager assisting businesses of all sizes by structuring their employee benefit plans while also assisting with the overall administration of the plans. Grant joined CMR in 2011 as part of our business development team and has grown into the head of the benefits division and a principal of CMR. Grant continues his success through superior HR support and benefit program design and implementation.

• Specialize in helping mid to large companies create benefits programs tailor made for their employees’ needs and the company’s budget.
• ERISA and ACA Compliance Support
• Human Resources Consultation
• Fringe Benefit Programs
• Construction Industry Health and Welfare Trusts
• Property Management Benefits Expertise
• Employee Wellness Initiatives

Kyle joined CMR in 2020 with over 20 years of industry experience as an Underwriter at Travelers Insurance and then as a Surety Agent/Broker at BB&T – John Burnham Insurance Services. He graduated from San Diego State University with a B.A. in Economics and holds an Associate in Fidelity and Surety Bonding, and Construction Risk and Insurance Specialist (CRIS) designation. Kyle leads CMR’s Surety Practice Group and was named an agency Principal and Vice President in 2023. His focus is on helping mid to large sized construction firms with tailored surety programs – appropriate rate, indemnity, and capacity to support the client’s growth. Kyle is also involved in various trade associations and community organizations including the AGC, SDSA, ASA, and SDSU Alumni Association. Kyle is a resident of San Diego where he grew up graduating from Poway High School.
When not working, Kyle enjoys spending time with his wife, daughter and son.

• Focused on Construction, Real Estate and Development surety placement
• Affordable Housing Surety Placement
• Federal Contractors – 8(a), SBA, HUBZone, WBE, SDVOSB, MBE
• Peer Group Financial Analysis

With over 20 years of experience in insurance, risk management, and sales development, Paul has held key leadership roles across multiple insurance organizations. He is known for driving revenue growth, expanding market share, and delivering exceptional client outcomes through a consultative, client-first approach.

Paul is passionate about education and cross-functional collaboration—partnering closely with underwriting, claims, loss control, and service teams not only to deliver unified solutions, but also to elevate internal knowledge and client understanding. He actively fosters a culture of continuous learning, ensuring both teams and clients are empowered with the insights needed to make informed decisions.

A strong believer in the power of data and team leadership, Paul leverages insights to guide high-performing teams and build scalable, results-driven strategies that generate measurable business impact.

• Leads operational strategy, KPI design, and performance management at CMR
• Experienced in optimizing the full client lifecycle, workflows and processes
• Implemented workflow automation, leveraging AI tooling for scalability and profit maximization.
• Expert in developing cross-functional leadership structures that scale small businesses to $100mm and beyond.

Robert joined CMR in 2017 with over 20 years of industry experience as a Regional Manager and Sales Leader at Philadelphia Insurance Companies and Broker at CMR Risk & Insurance Services, Inc. Robert is actively involved in many philanthropic organizations including Rady Children’s Hospital, Humble Design, and Big Brothers Big Sisters of San Diego. In addition to his non-profit activities, Robert is actively engaged in the San Diego Housing Federation and Texas Affiliation of Affordable Housing Providers.
In Robert’s free time he enjoys spending time with his wife, two daughters, trying new restaurants, and finding time to work out or play tennis.

• Specializes in the design and placement of property/casualty and workers compensation programs for middle market companies across the country
• Co-Chair of CMR’s Real Estate Practice Group
• Experienced in affordable housing, real estate, & non-profit organizations
• Claims Advocate
• Alternative Risk Placement

Steve is the Chief Financial Officer for CMR Risk & Insurance Services, Inc. With more than 30 years of accounting and finance experience, Steve is focused on bringing an executive financial perspective to expanding CMR’s 1) market reach and scale, 2) financial discipline, analysis, and forecasting and 3) leverage of technology to drive efficiencies.  Steve has led accounting and finance teams in healthcare, manufacturing, professional services, energy, and retail. Steve has enjoyed the diversity of perspective gained from his travel to every continent including living abroad for two years in the Dominican Republic.  Steve holds a MAcc from Brigham Young University, Provo.

Travis is the founding principal of CMR Risk & Insurance Services, Inc. A graduate of San Diego State University with a B.S. in Marketing and an Associate Degree in Risk Management, Travis has been helping business owners manage their exposure to loss and developing risk control and insurance programs for over 25 years. Travis is actively involved in Low Income Housing Tax Credit Industry and SDSU Alumni Associations.

• Primarily work with real estate firms with $100mm – $2B in insurable value portfolios
• Developed several surety products for the LIHTC industry
• Created several specialty insurance coverage forms for real estate owners
• Experienced in unique exposures of tax credit investments