On April 30, 2025, the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) announced that it had submitted a filing to the California Insurance Commissioner. The filing proposed an increase in advisory pure premium rates for workers’ compensation insurance, effective September 1, 2025. The proposed rates averaged 11.2% higher than those approved for September 1, 2024.
A public hearing was held on June 10, 2025, and the record remained open for public input until June 13, 2025.
On July 11, 2025, the Insurance Commissioner issued a formal Decision approving the new advisory rates.
What This Means:
- The approved average pure premium rate is $1.52 per $100 of payroll.
- This is an 8.7% increase from the current average rate of $1.40, which has been in effect since September 1, 2024.
- The new rates apply to new and renewal policies starting on or after September 1, 2025.
Where to Find More Info
You can download the full Decision and the approved rate details from the WCIRB’s website at wcirb.com. Visit the Regulatory and Pure Premium Rate Filings page in the Filings and Plans section.
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