When a fire breaks out in a commercial building, the first few minutes can determine the outcome. Flames and smoke can move quickly, spreading far beyond the area where the fire began. While automatic sprinkler systems and alarms play an important role, one of the most effective tools for limiting fire damage is often overlooked:...
Although common in the construction industry, cumulative trauma injuries (CTIs) are some of the most complex workers’ compensation claims. They often result in long, painful experiences for employees. Therefore, it’s crucial that construction employers reduce the risk of CTIs and associated workers’ compensation claims. Common CTIs in Construction CTIs, also known as repetitive movement or...
The commercial real estate market enters 2026 with tentative stabilization and signs of modest recovery. Growing optimism in the leasing and capital markets is being driven in part by stronger-than-expected U.S. economic performance in certain sectors during 2025. Strength in multifamily, industrial and select office categories is anticipated; however, broader market pressures persist, including refinancing...
The nonprofit sector has been contending with a complex risk landscape for several years, largely fueled by economic uncertainty, funding pressures and rising demand for community outreach. Amid these challenges, nonprofit organizations are facing significant operational and financial strains, making it harder to accomplish their missions and serve those in need. In the commercial insurance...
Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is now facing a complex risk landscape. Between rapid digital transformation, evolving geopolitical forces and shifting labor demographics, the sector is contending with significant uncertainty. In the commercial insurance market, well-managed manufacturing...
Heart disease is the leading cause of death in the United States. According to the Centers for Disease Control and Prevention, 1 in every 3 deaths was caused by a cardiovascular disease in 2023. In recognition of these dangers, February is designated as American Heart Month. This annual campaign focuses on raising awareness about cardiovascular...
Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor may accidentally damage a client’s property. Just one general liability claim can disrupt business operations, create financial strain and affect future insurance costs. The financial and organizational impacts of these incidents...
Cold weather does more than make working conditions uncomfortable; it can also lead to fatigue and reduced alertness and responsiveness in employees, increasing the risk of injury. This article discusses cold-weather hazards in construction and provides strategies for employers to keep their workers safe. Risks of Working in Cold Weather Cold weather can impact employee...
Social engineering has long been a tactic employed in different cyberattacks against businesses, often relying on deceptive communications and programming to trick targets into divulging sensitive data, sharing corporate funds or downloading harmful software. Over the years, some social engineering methods have become increasingly sophisticated, making them more difficult to detect and spawning large-scale losses....