risk management

June 4, 2026

June Is National Safety Month

June is National Safety Month. This annual campaign, organized by the National Safety Council (NSC), highlights efforts to prevent injuries and deaths both in and out of the workplace. It also provides various learning opportunities for employees, allows employers to share their pride in safety and encourages employees across industry lines to pledge to work...

June 2, 2026

Skilled Labor Shortages in the Construction Sector

The construction sector is facing a persistent skilled labor shortage, impacting its ability to deliver infrastructure, meet housing demand and pursue strategic growth. Rather than being driven by short-term changes in construction demand or project activity, the shortage reflects longer-term workforce and demographic pressures. Left unaddressed, labor challenges can expose construction firms to a range...

May 28, 2026

Identifying and Responding to Phishing Scams

Phishing is a type of cyberattack that utilizes deceptive electronic communications to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. While emails are the most common delivery method of phishing scams, cybercriminals may also use text messages, social media interactions, fake or misleading websites, or even phone calls. Employees...

May 26, 2026

OSHA Penalty Schedule

An employer receives a written citation when it violates OSHA standards or regulations. The citation will describe the particular nature of the violation and will include a reference to the provision of the chapter, standard, rule, regulation or order the employer violated. In addition, the citation will provide a reasonable amount of time for the...

May 21, 2026

7 Best Practices for Managing Heat Stress in Indoor Work Environments

Heat-related injury and illness are occupational hazards that impact many industries and affect millions of employees annually. Heat stress occurs when an individual’s body accumulates more heat than it can dissipate. The increase in body temperature can result from several factors, including metabolic heat from physical exertion, workplace conditions, and clothing or personal protective equipment...

May 14, 2026

How Agentic AI Is Changing the Cyberthreat Landscape

Artificial intelligence (AI) is undergoing a fundamental shift. Systems that once served as assistive tools (e.g., predictive models and generative AI) are now evolving into agentic systems capable of planning and executing complex, multistep tasks with minimal human input. As AI systems’ ability to plan and execute tasks autonomously accelerates, so too does the potential...

May 7, 2026

What Every Business Owner Should Review Before Their Insurance Renewal

Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market shifts, such as technological advancements or regulatory changes. If coverage...

May 5, 2026

5 Risks Every Construction Contractor Should Know About

Construction projects are complex, requiring considerable coordination of people, materials, equipment and schedules, increasing contractors’ exposure to operational, financial and liability risks. While insurance can help manage the financial impact of unexpected events, it is most effective as part of a broader risk management approach that focuses on reducing key exposures before losses occur. The...

April 28, 2026

Commonly Overlooked Commercial Property Risks in Spring and Summer

April 23, 2026

OSHA’s Updated Outdoor and Indoor Heat-related Hazards National Emphasis Program

On April 10, 2026, OSHA updated its National Emphasis Program (NEP) to address indoor and outdoor heat hazards by focusing inspections and outreach on high-risk industries and workplaces. The revised NEP prioritizes on-site inspections for complaints and employer-reported hospitalizations, reserving rapid response investigations for limited cases with area director approval. The updated NEP is effective...