risk management
November 13, 2025
Safe Use of Forklift Work Platforms
A forklift work platform is a safety cage or unit that securely attaches to the forks of a forklift, allowing workers to perform tasks at elevated heights. Sometimes used in place of scissor or boom lifts, work platforms are versatile and portable units that may provide a safer way to conduct tasks above ground level...
November 6, 2025
CVSA Reveals 2025 Operation Safe Driver Week Results
Operation Safe Driver Week—an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)—took place from July 13-19, 2025. This year’s focus was on reckless, careless and dangerous driving. During the weeklong initiative, law enforcement officers in Canada and the United States stopped 8,739 passenger vehicles and commercial motor vehicle (CMV) drivers engaging in dangerous...
October 30, 2025
Preventing and Addressing MIC in Fire Sprinkler Systems
Fire sprinkler systems are a frontline defense against fire-related risks and are critical in protecting people and property. To help ensure these systems are operational, it is essential to be aware of threats that can damage them. One threat, microbiologically influenced corrosion (MIC), is significant but often overlooked. Over time, MIC can compromise the integrity...
October 14, 2025
Understanding General Partner Liability Insurance
General partners (GPs) in private capital firms face a distinct set of legal and financial risks. Whether managing a venture capital fund, real estate portfolio or private equity investment, they operate in high-stakes environments where decisions are subject to intense scrutiny. In many cases, liability is not limited to the firm itself; GPs may be...
October 9, 2025
Workers’ Compensation Still the Steadiest of the P&C Lines
Workers’ compensation remains a profit leader across the property and casualty insurance market, with 2025 poised to produce another year of underwriting profits even as net premiums drop, according to a segment report from AM Best. “Workers’ compensation is the key line of business driving the profitability of the whole property and casualty industry, and...
October 2, 2025
Sexual Abuse and Molestation (SAM) Insurance
Organizations working closely with vulnerable individuals, including children and seniors, face heightened exposure to allegations of sexual abuse or misconduct. Public and regulatory scrutiny has intensified in recent years, with greater emphasis on how organizations prevent, respond to, and are held accountable for such claims. Moreover, statutes of limitations in several states have been expanded...
September 25, 2025
OSHA Announces Top 10 Violations for 2025
OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs. For 2025, the top 10...
September 23, 2025
Preventing Jobsite Theft
Theft is a serious concern in the construction industry, as high-value tools and machinery are often left in plain sight or are easily accessible to criminals. Construction site theft can cause costly delays and even halt projects entirely, so it’s crucial for employers to implement appropriate measures to prevent jobsite theft in each of the...
September 16, 2025
National Preparedness Month: Building Resilience Together
September is National Preparedness Month, a timely reminder that preparation is key to protecting our people, businesses, and communities. At CMR Risk & Insurance Services, we know that while no one can predict the future, every organization can take steps to reduce risks and respond effectively when the unexpected happens. Why Preparedness Matters From natural...