risk management
October 2, 2025
Sexual Abuse and Molestation (SAM) Insurance
Organizations working closely with vulnerable individuals, including children and seniors, face heightened exposure to allegations of sexual abuse or misconduct. Public and regulatory scrutiny has intensified in recent years, with greater emphasis on how organizations prevent, respond to, and are held accountable for such claims. Moreover, statutes of limitations in several states have been expanded...
September 25, 2025
OSHA Announces Top 10 Violations for 2025
OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs. For 2025, the top 10...
September 23, 2025
Preventing Jobsite Theft
Theft is a serious concern in the construction industry, as high-value tools and machinery are often left in plain sight or are easily accessible to criminals. Construction site theft can cause costly delays and even halt projects entirely, so it’s crucial for employers to implement appropriate measures to prevent jobsite theft in each of the...
September 16, 2025
National Preparedness Month: Building Resilience Together
September is National Preparedness Month, a timely reminder that preparation is key to protecting our people, businesses, and communities. At CMR Risk & Insurance Services, we know that while no one can predict the future, every organization can take steps to reduce risks and respond effectively when the unexpected happens. Why Preparedness Matters From natural...
September 9, 2025
U.S. P&C Insurers Post $11.5 Billion Underwriting Profit in the First Half of 2025
Despite a slowdown in premium growth and a loss-heavy first quarter, the U.S. property and casualty insurance industry posted an underwriting profit of $11.5 billion in the first half of 2025, according to data from Verisk and the American Property Casualty Insurance Association (APCIA). The $11.5 billion profit surpassed the $3.8 billion underwriting profit in...
September 2, 2025
Combatting Tech Neck
While not an official medical diagnosis, “tech neck” has become a familiar phrase in today’s workplace. As smartphones, laptops and tablets have become everyday tools, people spend more time hunched over screens. The result is a growing number of individuals who spend hours per day behind screens reporting stiffness, discomfort and pain in their neck...
August 27, 2025
Navigating Wet Weather and Walking Surfaces
Wet weather can create dangerous walking surfaces both indoors and outdoors, presenting serious slipping hazards for you and your co-workers. These surfaces may stem from various weather conditions, including heavy rain, snow, sleet, ice or hail. Fortunately, there are several steps that you can take to ensure safe walking surfaces when wet weather strikes on the...
August 5, 2025
Participating in OSHA’s Annual Safe and Sound Week
Safe and Sound Week is an annual campaign conducted by OSHA and other safety organizations. It will take place from Aug. 11-17 this year. This event aims to recognize the successes of workplace safety and health programs across the country and provide additional resources to help organizations and their employees kick-start or improve upon occupational...
July 29, 2025
OSHA Renews NEP on Preventing Amputations
On June 26, 2025, OSHA announced the renewal of its National Emphasis Program (NEP) aimed at reducing amputations in the manufacturing sector. The updated program took effect on June 27, 2025, and is scheduled to remain in place until June 27, 2030.OSHA’s enforcement data shows that employees working on or around machinery or equipment frequently...
July 24, 2025
Understanding Management Liability Insurance
Today’s business leaders face numerous legal and regulatory pressures. Allegations of mismanagement (e.g., poor oversight, regulatory noncompliance or breach of duty) can arise from a wide range of stakeholders—including employees, shareholders, customers and regulatory bodies—who are increasingly willing to pursue litigation when governance falls short. Even with robust governance and compliance frameworks, unforeseen claims can...