Risk Management
September 15, 2026
October Is Cybersecurity Awareness Month
October is Cybersecurity Awareness Month. This month, the public and private sectors are encouraged to work together to raise awareness of the importance of cybersecurity. October 2026 marks the 23rd Cybersecurity Awareness Month. This event serves as a reminder that businesses must stay cybersecure to safeguard company data, protect customers’ personal information and ensure employee...
September 9, 2026
Navigating Electric Vehicle Charging Infrastructure Risks
As the electric vehicle (EV) market continues to expand, a growing number of businesses have added EV charging spaces to the parking lots, garages and fleet yards of their commercial properties. While these spaces are certainly beneficial for EV drivers, they also carry substantial risks not found in standard parking infrastructure, particularly regarding fire safety....
September 1, 2026
Managing Project Delays and Stoppages
Construction projects are frequently delayed or temporarily halted by adverse weather, permit problems, labor shortages, supply chain disruptions and financing challenges. These setbacks not only push back a completion date; they can change the risk profile of the entire project. Proactive planning can help employers limit financial losses and keep a project protected from start...
August 27, 2026
Preventing Employee Slips, Trips and Falls
Fall weather can create new workplace hazards as rain, mud and fallen leaves make walking surfaces slippery. Shorter daylight hours can also reduce visibility around entrances, sidewalks and parking areas. Without proper precautions, these changing conditions can contribute to employee injuries, workers’ compensation claims and operational disruptions. Common Seasonal Hazards Slip, trip and fall hazards...
August 19, 2026
Addressing 4 Common Sources of Commercial Property Insurance Claims
Commercial property insurance claims can arise from numerous unexpected events. An electrical fire may destroy critical equipment; a severe storm may hit without warning, damaging a building’s exterior and allowing water to enter the property; or an act of vandalism may damage fixtures, resulting in significant repair expenses. These and other incidents can cause substantial...
August 18, 2026
Upskilling Employees on AI
Artificial intelligence (AI) is continuing to reshape how work gets done, but for small businesses, keeping pace can feel daunting. Without large training budgets or dedicated learning and development teams, many small employers assume AI upskilling is out of reach, which isn’t necessarily the case. With a focused approach, small businesses can close the AI...
August 13, 2026
Addressing Silent Burnout in the Workplace
Burnout is the state of chronic physical and emotional exhaustion from prolonged stress. According to Spring Health’s 2026 Workplace Mental Health Annual Report, 74% of employees have experienced burnout, while 61% of HR professionals say employee burnout has increased in the past year. Traditional burnout is generally easy to spot with missed deadlines, behavioral issues,...
August 3, 2026
Lightning Safety For Outdoor Workers
When lightning is present, it poses a significant risk to individuals working outdoors, particularly those in open spaces, near equipment or on tall structures. The risk of lightning strikes is often underestimated by workers, even though 300 people are injured by lightning strikes in the United States every year. Follow these tips to avoid severe...
July 29, 2026
What to do in the First 24 Hours After a Commercial Property Loss
A fire, severe storm, burst pipe or other property loss can disrupt business operations in an instant. While the damage itself may be unavoidable, the actions taken during the first 24 hours can significantly influence the claims process and the speed of recovery. By responding promptly and documenting the situation carefully, businesses can help protect...
July 21, 2026
Understanding Commercial Insurance Sublimits
Most business owners know their policy’s overall limit, the maximum amount an insurer will pay for a covered loss. Fewer understand that many of those same policies contain sublimits, smaller caps buried inside the broader coverage that apply to specific types of losses. A business can carry a $2 million property policy and still discover,...