Risk Management
December 24, 2025
Key Components of Management Liability Insurance
In today’s increasingly litigious and regulated business environment, management liability insurance is a critical financial safeguard for organizations and their leadership teams. Whether public, private or nonprofit, all organizations face potential management liability risks, including allegations of mismanagement, shareholder scrutiny and employment-related claims. Fortunately, management liability insurance can help organizations protect their financial assets while...
December 23, 2025
Understanding Contractual Risk Transfer
Contractual risk transfer (CRT) involves shifting financial responsibility for specific risks from one party to another within a contract. This risk management strategy is crucial for construction employers, as it places liability on subcontractors, vendors or service providers. In this way, CRT protects employers’ margins, reduces uninsured losses and helps ensure insurance coverage for losses....
December 18, 2025
Warehouse Security Systems, Fencing, Lighting and Access Control
Warehouses hold significant quantities of high-value inventory, making them prime targets for criminal activity, including break-ins and employee theft. Busy loading docks, a steady stream of delivery vehicles and regular shift changes mean doors are frequently open, and staff are moving in and out, creating conditions that increase the risk of unauthorized access. As such,...
December 16, 2025
Best Practices for Preventing Premises Liability Claims
Any business that owns or occupies commercial property generally has a legal duty under applicable law to keep the premises in good condition and, in turn, reasonably safe for visitors. Failure to do so could pose significant premises liability concerns and related claims. Such claims, which primarily involve a third party getting injured while visiting...
December 11, 2025
Winter Weather Liabilities
The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter wonderland for some, as a property manager, snow and ice buildup means a hazard with the potential for costly liability. If...
December 9, 2025
Safe Operating Practices for Forklifts
Forklifts are commonplace in workplaces across the country. They make moving heavy loads easier and more efficient, but they also come with serious risks if not operated correctly. According to OSHA, forklift-related accidents cause thousands of injuries and dozens of fatalities every year. When working with a forklift, operators face hazards such as overturning, falling...
December 4, 2025
California Employment Laws Effective Jan. 1, 2026
California enacted new or amended existing state labor and employment laws throughout 2025. This Legal Update provides an overview of these new or amended laws, almost all of which take effect on Jan. 1, 2026. Specific labor and employment updates include the following topics: Pay Transparency (SB 642) California amended its pay transparency law to...
December 2, 2025
Mental Health Year-end Reflection
As the year draws to a close, December naturally invites a moment of pause. Between the flurry of holiday plans, year-end deadlines and the anticipation of a fresh start in January, it’s easy to overlook your emotional well-being. Yet, this month may be one of the most critical times to check in with yourself mentally...
November 25, 2025
Attractive Nuisances on Construction Sites
Attractive nuisances are manufactured conditions on your property, vacant site or active site after hours that draw trespassers, particularly children and minors. Construction sites pose significant attractive nuisance hazards. The general contractor on the site can be held liable for any injuries trespassers sustain due to these conditions. Construction employers can prevent entrance onto worksites...
November 23, 2025
Employer Responsibilities in Winter Weather
Winter weather presents a host of difficulties for employers. Specifically, there are various workplace safety concerns and OSHA requirements to consider. It’s essential to be prepared for all scenarios associated with inclement weather before it arrives and ensure that employees are properly informed of all relevant policies and procedures. Preventing Cold Stress Working in extreme...