Risk Management
July 31, 2025
The Importance of Private Company D&O Insurance
Directors and officers liability (D&O) insurance protects the personal assets of business leaders and is a crucial component of a comprehensive insurance portfolio. Although there is a common misconception that D&O insurance is only needed for publicly traded companies, directors and officers of privately held companies could also face D&O claims from multiple parties. Considering...
July 29, 2025
OSHA Renews NEP on Preventing Amputations
On June 26, 2025, OSHA announced the renewal of its National Emphasis Program (NEP) aimed at reducing amputations in the manufacturing sector. The updated program took effect on June 27, 2025, and is scheduled to remain in place until June 27, 2030.OSHA’s enforcement data shows that employees working on or around machinery or equipment frequently...
July 23, 2025
Protecting Your Workforce During Extreme Heat: Risk Management & Workers’ Comp Insights
As temperatures climb across the country, July marks Extreme Heat Awareness Month—a timely reminder for employers to evaluate the risks extreme heat poses to their workforce, especially those in outdoor or non-climate-controlled environments. Heat-related illnesses can happen quickly and have serious consequences. From heat exhaustion and dehydration to heat stroke, the impacts are not just health-related—they also...
July 17, 2025
Balancing the Benefits and Risks of Artificial Intelligence
Artificial intelligence (AI) is rapidly transforming how small businesses operate, offering powerful tools to improve efficiency, strengthen security and enhance customer engagement. To adopt AI effectively, small business leaders must understand both its strategic advantages and potential pitfalls to make informed decisions that align with long-term objectives. This article explores the key benefits and risks...
July 10, 2025
Preventing Workers’ Compensation Claims From Remote Work
The proportion of remote workers surged during the initial onset of the COVID-19 pandemic. Since then, some employees have gradually returned to the office, but a considerable share either continue to work from home full-time or utilize hybrid arrangements. Over the years, this trend has posed new occupational safety challenges, making it more difficult for...
July 8, 2025
5 Strategies to Bolster Occupational Safety in an Aging Workforce
As the workforce ages, employers must adapt to ensure the safety and productivity of their older employees. Many baby boomers are delaying retirement or reentering the workforce, so the number of employees aged 55 and older is rising. While these workers bring valuable experience and engagement to their roles, they also face unique safety challenges...
June 26, 2025
Protecting Workers in Summer Conditions
As summertime approaches, it’s important to ensure your employees will be properly protected at the construction site. After all, summer is often the hottest season of the year, typically accompanied by surging temperatures and increased humidity levels. Such weather conditions can greatly increase the risk of your employees experiencing numerous complications on the job—especially heat-related...
June 24, 2025
Safeguarding Businesses From Tech Support and Internal Help Desk Scams
Cybercriminals employ various techniques to infiltrate networks and steal sensitive data. Technical support scams, where fraudsters pose as major tech vendors, and IT-help desk scams, where malicious actors impersonate internal IT staff, are two mechanisms they use to achieve their objectives. Small and midsize firms with limited IT oversight and resources often make for attractive...
June 20, 2025
General Liability Insurance Midyear Market Outlook
Although the general liability insurance market is displaying signs of stability, some troubling developments and cost drivers persist. In particular, the United States continues to be a highly litigious environment, prompting a growing number of lawsuits following liability incidents—actual or alleged—and, consequently, heightened legal defense expenses and associated insurance claims. This trend is primarily driven...