insurance

October 14, 2025

Understanding General Partner Liability Insurance

General partners (GPs) in private capital firms face a distinct set of legal and financial risks. Whether managing a venture capital fund, real estate portfolio or private equity investment, they operate in high-stakes environments where decisions are subject to intense scrutiny. In many cases, liability is not limited to the firm itself; GPs may be...

September 18, 2025

Reimagining Open Enrollment With AI

September 16, 2025

National Preparedness Month: Building Resilience Together

September is National Preparedness Month, a timely reminder that preparation is key to protecting our people, businesses, and communities. At CMR Risk & Insurance Services, we know that while no one can predict the future, every organization can take steps to reduce risks and respond effectively when the unexpected happens. Why Preparedness Matters From natural...

September 11, 2025

The Impact of HVLS Fans on Fire Protection

High-volume, low-speed (HVLS) fans are large ceiling fans designed to rotate slowly and efficiently while moving significant amounts of air across vast spaces. They have become increasingly common in various types of commercial buildings, especially warehouses, factories and gymnasiums. HVLS fans differ from traditional ceiling fans due to the extended diameter of their fan blades...

September 9, 2025

U.S. P&C Insurers Post $11.5 Billion Underwriting Profit in the First Half of 2025

Despite a slowdown in premium growth and a loss-heavy first quarter, the U.S. property and casualty insurance industry posted an underwriting profit of $11.5 billion in the first half of 2025, according to data from Verisk and the American Property Casualty Insurance Association (APCIA). The $11.5 billion profit surpassed the $3.8 billion underwriting profit in...

September 8, 2025

CMR Named in Business Insurance’s Annual Best Places to Work in Insurance

We’re proud to share that CMR Risk & Insurance Services has been named in Business Insurance’s Annual Best Places to Work in Insurance for 2025! This honor reflects our ongoing commitment to building a workplace culture where our people thrive. At CMR, we know that our strength comes from our team—their passion, expertise, and dedication...

July 31, 2025

The Importance of Private Company D&O Insurance

Directors and officers liability (D&O) insurance protects the personal assets of business leaders and is a crucial component of a comprehensive insurance portfolio. Although there is a common misconception that D&O insurance is only needed for publicly traded companies, directors and officers of privately held companies could also face D&O claims from multiple parties. Considering...

July 24, 2025

Understanding Management Liability Insurance

Today’s business leaders face numerous legal and regulatory pressures. Allegations of mismanagement (e.g., poor oversight, regulatory noncompliance or breach of duty) can arise from a wide range of stakeholders—including employees, shareholders, customers and regulatory bodies—who are increasingly willing to pursue litigation when governance falls short. Even with robust governance and compliance frameworks, unforeseen claims can...

July 21, 2025

Survey Finds One-third of Employers to Expand Voluntary Benefits by 2027

A recent survey from Gallagher, a global insurance brokerage, risk management and consulting firm, found that nearly one-third of employers are expected to expand voluntary benefit offerings by 2027. The survey demonstrates the significance of voluntary benefits in modern benefits packages, with over two-thirds (70%) saying they are driven to offer these perks to ensure...

July 15, 2025

California Workers’ Comp Rates Set to Increase This September