insurance
September 16, 2025
National Preparedness Month: Building Resilience Together
September is National Preparedness Month, a timely reminder that preparation is key to protecting our people, businesses, and communities. At CMR Risk & Insurance Services, we know that while no one can predict the future, every organization can take steps to reduce risks and respond effectively when the unexpected happens. Why Preparedness Matters From natural...
September 11, 2025
The Impact of HVLS Fans on Fire Protection
High-volume, low-speed (HVLS) fans are large ceiling fans designed to rotate slowly and efficiently while moving significant amounts of air across vast spaces. They have become increasingly common in various types of commercial buildings, especially warehouses, factories and gymnasiums. HVLS fans differ from traditional ceiling fans due to the extended diameter of their fan blades...
September 9, 2025
U.S. P&C Insurers Post $11.5 Billion Underwriting Profit in the First Half of 2025
Despite a slowdown in premium growth and a loss-heavy first quarter, the U.S. property and casualty insurance industry posted an underwriting profit of $11.5 billion in the first half of 2025, according to data from Verisk and the American Property Casualty Insurance Association (APCIA). The $11.5 billion profit surpassed the $3.8 billion underwriting profit in...
September 8, 2025
CMR Named in Business Insurance’s Annual Best Places to Work in Insurance
We’re proud to share that CMR Risk & Insurance Services has been named in Business Insurance’s Annual Best Places to Work in Insurance for 2025! This honor reflects our ongoing commitment to building a workplace culture where our people thrive. At CMR, we know that our strength comes from our team—their passion, expertise, and dedication...
July 31, 2025
The Importance of Private Company D&O Insurance
Directors and officers liability (D&O) insurance protects the personal assets of business leaders and is a crucial component of a comprehensive insurance portfolio. Although there is a common misconception that D&O insurance is only needed for publicly traded companies, directors and officers of privately held companies could also face D&O claims from multiple parties. Considering...
July 24, 2025
Understanding Management Liability Insurance
Today’s business leaders face numerous legal and regulatory pressures. Allegations of mismanagement (e.g., poor oversight, regulatory noncompliance or breach of duty) can arise from a wide range of stakeholders—including employees, shareholders, customers and regulatory bodies—who are increasingly willing to pursue litigation when governance falls short. Even with robust governance and compliance frameworks, unforeseen claims can...
July 21, 2025
Survey Finds One-third of Employers to Expand Voluntary Benefits by 2027
A recent survey from Gallagher, a global insurance brokerage, risk management and consulting firm, found that nearly one-third of employers are expected to expand voluntary benefit offerings by 2027. The survey demonstrates the significance of voluntary benefits in modern benefits packages, with over two-thirds (70%) saying they are driven to offer these perks to ensure...
July 8, 2025
5 Strategies to Bolster Occupational Safety in an Aging Workforce
As the workforce ages, employers must adapt to ensure the safety and productivity of their older employees. Many baby boomers are delaying retirement or reentering the workforce, so the number of employees aged 55 and older is rising. While these workers bring valuable experience and engagement to their roles, they also face unique safety challenges...