business

October 2, 2025

Sexual Abuse and Molestation (SAM) Insurance

Organizations working closely with vulnerable individuals, including children and seniors, face heightened exposure to allegations of sexual abuse or misconduct. Public and regulatory scrutiny has intensified in recent years, with greater emphasis on how organizations prevent, respond to, and are held accountable for such claims. Moreover, statutes of limitations in several states have been expanded...

September 10, 2025

CMR Named #2 Best Place to Work in San Diego (Medium Companies)

We are thrilled to announce that CMR Risk & Insurance Services has been ranked #2 in the San Diego Business Journal’s 2025 Best Places to Work list for medium-sized companies (50–249 employees). This honor is particularly meaningful to us because it reflects the voices of our employees. For the fourth time, CMR has been included...

September 2, 2025

CMR Makes the Inc. 5000 List – A Milestone Achievement

We’re proud to announce that CMR has been recognized on the Inc. 5000 list of fastest-growing private companies in America! This prestigious honor reflects the hard work, dedication, and passion of our team and the trust placed in us by our clients and partners. What This Means for CMR Earning a place on the Inc....

July 31, 2025

The Importance of Private Company D&O Insurance

Directors and officers liability (D&O) insurance protects the personal assets of business leaders and is a crucial component of a comprehensive insurance portfolio. Although there is a common misconception that D&O insurance is only needed for publicly traded companies, directors and officers of privately held companies could also face D&O claims from multiple parties. Considering...

July 29, 2025

OSHA Renews NEP on Preventing Amputations

On June 26, 2025, OSHA announced the renewal of its National Emphasis Program (NEP) aimed at reducing amputations in the manufacturing sector. The updated program took effect on June 27, 2025, and is scheduled to remain in place until June 27, 2030.OSHA’s enforcement data shows that employees working on or around machinery or equipment frequently...

June 5, 2025

Responding to a Data Breach Infographic

May 28, 2025

Severe Convective Storm Losses for 2025 Already Exceed $20 Billion

Insured losses from the severe convective storms (SCS) that occurred between May 14–17, 2025, are estimated to range from $4 billion to $7 billion. According to recent estimates from reinsurance brokers, these storms are likely to rank among the costliest SCS events in U.S. history. “Two large severe weather outbreaks on May 14-17 and May...

May 27, 2025

Business Continuity Planning Benefits

Unexpected disasters can impact organizations, their operations and stakeholders. Natural catastrophes, cyberattacks, public health crises and supply chain incidents can all have serious consequences. These and other events can damage commercial property and digital assets, disrupt critical business functions and cause operational downtime. They can also result in illnesses or injuries, emotional harm, and financial...

May 20, 2025

Supporting Employees During Mental Health Awareness Month and Beyond

Employee mental health has become a workplace topic of increased focus and awareness in recent years. An employee’s mental health includes how they think, feel and act, and their emotional and social well-being. While mental health includes mental illness, these two concepts aren’t interchangeable. For example, an employee can go through a period of poor...

May 15, 2025

Workers’ Comp Strong In 2024 But Susceptible to Economic Shocks

The U.S. workers’ compensation market had another strong year, posting a combined ratio of 86% for 2024 for an 11th consecutive year of underwriting profitability, according to the National Council on Compensation Insurance’s (NCCI) annual State of the Line report. “The workers’ compensation system continues an era of exceptional performance with strong results and a...