Artificial intelligence (AI) is undergoing a fundamental shift. Systems that once served as assistive tools (e.g., predictive models and generative AI) are now evolving into agentic systems capable of planning and executing complex, multistep tasks with minimal human input. As AI systems’ ability to plan and execute tasks autonomously accelerates, so too does the potential...
Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market shifts, such as technological advancements or regulatory changes. If coverage...
Commercial liability insurance is essential for businesses of all sizes and sectors. Such coverage can offer financial protection for legal defense costs and potential judgments and settlements if a business is held responsible for incidents, errors or wrongful acts that harm another party. When purchasing liability policies, however, businesses should keep in mind that not...
On March 18, 2026, OSHA announced the launch of its OSHA Cares initiative. This is an agencywide effort focused on helping businesses meet federal workplace safety requirements while building strong, successful safety and health programs that benefit employers and workers. Background OSHA Cares highlights the ways OSHA can support employers and provide guidance to ensure...
Environmental incidents can lead to costly cleanup efforts that may quickly exceed the cost of basic prevention. Even small spills can threaten workplace safety, disrupt operations and damage an organization’s reputation. Moreover, repeated or poorly managed incidents may undermine stakeholder confidence and trigger regulatory scrutiny from agencies such as the Environmental Protection Agency, state environmental...
Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor may accidentally damage a client’s property. Just one general liability claim can disrupt business operations, create financial strain and affect future insurance costs. The financial and organizational impacts of these incidents...
In 2026, the commercial insurance market is showing signs of stabilization after years of volatility, but businesses still face a range of evolving risks that influence coverage costs. From climate-driven catastrophes and regulatory pressures to litigation trends and technology exposures, these forces are shaping underwriting practices and premium pricing across multiple lines. Article Published...
Holiday weeks can pose an extra administrative challenge to employers with employees on leave under the federal Family and Medical Leave Act (FMLA). In addition to their regular FMLA obligations, employers must figure out how to calculate employees’ leave use when the leave coincides with a holiday. FMLA regulations and an opinion letter from the...
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