business

November 17, 2025

Trends Shaping 2026 Employee Benefits

Understanding the latest employee benefits trends can help organizations plan ahead and offer a benefits package that meets the evolving needs of workers. Here are five trends shaping benefits in 2026: As the workforce’s needs continue to evolve, so must the benefits that companies offer to remain relevant and meaningful to employees. Every workplace is...

October 21, 2025

California Amends Pay Data Reporting Requirements

On Oct. 13, 2025, California amended the California Fair Employment and Housing Act’s (FEHA) pay data reporting requirements to modify storage requirements and impose mandatory penalties, effective Jan. 1, 2026, and to increase the number of job categories, effective Jan. 1, 2027. Background Private employers with 100 or more employees (at least one of whom...

October 16, 2025

Small Business Health Plans Could See 11% Increase in 2026

Every year, health insurance companies inform state officials of their expected cost changes and propose new prices for plans that comply with the Affordable Care Act regulations. A report from KFF, an independent source for health policy research, focuses specifically on plans for small businesses, typically those with 50 or fewer employees. These plans can...

October 14, 2025

Understanding General Partner Liability Insurance

General partners (GPs) in private capital firms face a distinct set of legal and financial risks. Whether managing a venture capital fund, real estate portfolio or private equity investment, they operate in high-stakes environments where decisions are subject to intense scrutiny. In many cases, liability is not limited to the firm itself; GPs may be...

October 7, 2025

How the Government Shutdown Could Impact Employers

October 2, 2025

Sexual Abuse and Molestation (SAM) Insurance

Organizations working closely with vulnerable individuals, including children and seniors, face heightened exposure to allegations of sexual abuse or misconduct. Public and regulatory scrutiny has intensified in recent years, with greater emphasis on how organizations prevent, respond to, and are held accountable for such claims. Moreover, statutes of limitations in several states have been expanded...

September 10, 2025

CMR Named #2 Best Place to Work in San Diego (Medium Companies)

We are thrilled to announce that CMR Risk & Insurance Services has been ranked #2 in the San Diego Business Journal’s 2025 Best Places to Work list for medium-sized companies (50–249 employees). This honor is particularly meaningful to us because it reflects the voices of our employees. For the fourth time, CMR has been included...

September 2, 2025

CMR Makes the Inc. 5000 List – A Milestone Achievement

We’re proud to announce that CMR has been recognized on the Inc. 5000 list of fastest-growing private companies in America! This prestigious honor reflects the hard work, dedication, and passion of our team and the trust placed in us by our clients and partners. What This Means for CMR Earning a place on the Inc....

July 31, 2025

The Importance of Private Company D&O Insurance

Directors and officers liability (D&O) insurance protects the personal assets of business leaders and is a crucial component of a comprehensive insurance portfolio. Although there is a common misconception that D&O insurance is only needed for publicly traded companies, directors and officers of privately held companies could also face D&O claims from multiple parties. Considering...

July 29, 2025

OSHA Renews NEP on Preventing Amputations

On June 26, 2025, OSHA announced the renewal of its National Emphasis Program (NEP) aimed at reducing amputations in the manufacturing sector. The updated program took effect on June 27, 2025, and is scheduled to remain in place until June 27, 2030.OSHA’s enforcement data shows that employees working on or around machinery or equipment frequently...