Hurricane Preparedness Week 2025: Protecting Your Commercial Property from Storm-Related Risks
As we observe Hurricane Preparedness Week 2025, it’s a critical time for property managers and commercial real estate stakeholders to reassess their readiness for hurricane season. The increased intensity and unpredictability of recent storms have heightened the urgency to develop comprehensive risk management strategies that safeguard people, property, and profits.
The Growing Threat of Hurricanes to Commercial Properties
Hurricanes don’t just impact residential areas—they pose a significant threat to commercial real estate as well. The destructive forces of high winds, heavy rainfall, and storm surge can cause:
- Roof and structural damage
- Flooding in basements and lower floors
- Loss of utilities and building access
- Business interruption for tenants and clients
- Costly repairs and prolonged recovery timelines
According to recent industry data, commercial properties in hurricane-prone regions experience an average of $1 billion in insured losses annually, not to mention the indirect costs associated with downtime and displaced tenants.
Why Preparedness Matters for Property Managers
As a property manager, you’re on the front lines of disaster preparedness and response. A proactive approach not only helps reduce losses but also enhances tenant satisfaction and long-term asset value. Here are key areas to focus on:
1. Conduct Comprehensive Risk Assessments
Understanding your property’s vulnerabilities is the first step. Evaluate:
- Roof integrity and drainage systems
- Elevation and flood zone classifications
- Proximity to storm surge areas
- Tenant risk exposure and business continuity plans
2. Establish a Hurricane Response Plan
Having a written and rehearsed emergency plan ensures everyone—from maintenance staff to tenants—is ready when a storm threatens. The plan should include:
- Evacuation routes and shelter-in-place procedures
- Communication protocols with tenants and vendors
- Emergency supplies checklist
- Designated responsibilities for staff
3. Secure Insurance Coverage
Work with your insurance advisor to ensure policies reflect the true value of your property and include hurricane-related perils. Review:
- Property and flood insurance limits
- Business interruption and loss of rent coverage
- Deductibles and waiting periods
4. Invest in Resilient Building Features
Mitigation upgrades can make a significant difference. Consider:
- Impact-resistant windows and doors
- Roof tie-downs and hurricane clips
- Flood barriers or elevation of mechanical systems
5. Leverage Technology for Monitoring and Communication
Real-time updates are crucial during a storm. Utilize:
- Mass notification systems to alert tenants
- Remote monitoring tools for water intrusion or power outages
- Cloud-based document storage for easy access to emergency plans
Expert Insight
“Hurricane Season officially begins on June 1st and is known to end by November 30th. While meteorologists do their best to forecast the number and severity of potential future storms, exposure to catastrophic loss is imminent. Property owners that prepare well ahead of hurricane season, reduce their risk and give their residents and tenants the best chance at recovery.” said Bill Bodenstadt, Real Estate Group Co-Leader at CMR Risk & Insurance Services.
Final Thoughts
Hurricane season doesn’t have to be a time of uncertainty. With the right planning and support, property managers can reduce risk, protect assets, and provide peace of mind to tenants and stakeholders alike. At CMR Risk & Insurance Services, we’re committed to helping our clients weather any storm with confidence.
Contact our team to get started today.
