Group health plans and health insurance issuers must annually submit detailed information on prescription drug and health care spending to the Centers for Medicare and Medicaid Services (CMS). This reporting is referred to as the prescription drug data collection (RxDC report). The next RxDC report is due by June 1, 2026, covering data for 2025. ...
TrumpRX is a newly launched federal website intended to help Americans access lower prices on select prescription medications by showcasing discounted cash pay options negotiated directly with pharmaceutical manufacturers. Unlike a traditional pharmacy or insurance integrated tool, TrumpRx does not process insurance and does not function like a standard drug dispensing platform; instead, it displays...
Heart disease is the leading cause of death in the United States. According to the Centers for Disease Control and Prevention, 1 in every 3 deaths was caused by a cardiovascular disease in 2023. In recognition of these dangers, February is designated as American Heart Month. This annual campaign focuses on raising awareness about cardiovascular...
Low health literacy is quite common in the United States. According to the National Assessment of Adult Literacy, only 12% of Americans have proficient health literacy skills, which means many adults have difficulty understanding drug labels, following prescription instructions or identifying credible health care resources. Given today’s complex health care system, health care literacy has...
Holiday weeks can pose an extra administrative challenge to employers with employees on leave under the federal Family and Medical Leave Act (FMLA). In addition to their regular FMLA obligations, employers must figure out how to calculate employees’ leave use when the leave coincides with a holiday. FMLA regulations and an opinion letter from the...
As the year draws to a close, December naturally invites a moment of pause. Between the flurry of holiday plans, year-end deadlines and the anticipation of a fresh start in January, it’s easy to overlook your emotional well-being. Yet, this month may be one of the most critical times to check in with yourself mentally...
Winter weather presents a host of difficulties for employers. Specifically, there are various workplace safety concerns and OSHA requirements to consider. It’s essential to be prepared for all scenarios associated with inclement weather before it arrives and ensure that employees are properly informed of all relevant policies and procedures. Preventing Cold Stress Working in extreme...
The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low or moderate incomes afford health insurance purchased through an Exchange. During the COVID-19 pandemic, Congress temporarily enhanced the PTC by eliminating the income cap for eligibility and increasing the amount of...
Understanding the latest employee benefits trends can help organizations plan ahead and offer a benefits package that meets the evolving needs of workers. Here are five trends shaping benefits in 2026: As the workforce’s needs continue to evolve, so must the benefits that companies offer to remain relevant and meaningful to employees. Every workplace is...