Health and Fitness
May 17, 2022
How to Learn from Accidents in the Workplace
Workplace accidents are serious and frequently result in severe injuries – even death. As a business owner, you’d like to believe it couldn’t happen to you, but that isn’t always the case. Regardless of the stringent safety protocols, you have in place – never say never. How these incidents occur and the seriousness of an...
April 28, 2022
A Diverse Workforce Needs Diverse Employee Benefits
Employee benefits play a key role in helping organizations attract and retain employees. But not all benefits are valued equally by all employees. As the U.S. workforce becomes more diverse in terms of racial and ethnic background, native language, age, gender, sexual orientation, religion, health, work location and more, employers need to respond by offering a...
April 13, 2022
OSHA Launches Program to Protect Workers From Heat Hazards
On April 12, 2022, OSHA launched its National Emphasis Program (NEP) for protecting workers from heat hazards in indoor and outdoor workplaces. Through the program, OSHA will conduct heat-related workplace inspections before workers suffer preventable injuries, illnesses or fatalities. The NEP is effective on April 8, 2022, and will remain in effect for three years...
April 7, 2022
Smarter Health Care Consumers Requires Stronger Benefits Education Initiatives
With health care costs continuing to rise, today’s consumers need to make smarter health care decisions to ensure they receive the care they need at a price they can afford. Unfortunately, most American consumers lack an understanding of health care, their own health plans, and how to effectively “shop” for health care coverage and services....
March 1, 2022
5 Trending Captive-Insurance Considerations for 2022
If 2020 and 2021 showed us anything, it’s that the unexpected can and will happen — whether it’s a global pandemic, a cargo ship blocking one of the world’s busiest trade routes or a storm creating a widespread power outage. These unforeseen risks are difficult to predict and insure against, which made captive insurance, with its ability...
January 26, 2022
Most Costly OSHA Violations for the Construction Industry
OSHA keeps records not only of the most frequently cited standards overall but also within particular industries. An analysis of the most recent statistics from OSHA revealed the top standards cited in the fiscal year 2021 for the construction industry. Here are some of the sector’s most common (and expensive) violations from this past year...
January 13, 2022
5 Mental Health Employee Benefits Trends for 2022
Mental health has been a hot topic recently, thanks to the COVID-19 pandemic. Over the past two years, so many people have experienced issues such as burnout, depression, anxiety and substance addiction. In fact, 40% of U.S. adults said they have struggled with mental health or substance abuse during the pandemic, according to a Jellyvision...
January 5, 2022
2022 Workers’ Compensation Insurance Market Outlook
Unlike other lines of coverage, the market for workers’ compensation insurance has remained stable across most states and industries, performing as an outlier by producing profitable underwriting results. According to the National Council on Compensation Insurance (NCCI), the private carrier combined ratio for workers’ compensation in 2020 carriers was 87, up from 85 in 2019,...
December 14, 2021
OSHA’s Top 10 Most Frequently Cited Standards for Fiscal Year 2021
Each year, the Occupational Safety & Health Administration (OSHA) releases preliminary data to support their latest Top 10 Most Frequently Cited Standards list at the National Safety Council’s Safety Congress & Expo. With a slight delay in last year’s data release due to COVID-19, the Administration is back on track announcing the new Top 10...
December 7, 2021
Looking Ahead to 2022: Property & Casualty Risk Management and Insurance
The last few years have been a reckoning for the insurance industry and just when we thought insurance buyers might feel relief, COVID-19 entered the picture and extended challenging market conditions into 2021. However, as we look ahead to 2022, we see signs of positive changes for insurance buyers. Having a knowledgeable and trusted insurance...