General Industry
December 24, 2025
Key Components of Management Liability Insurance
In today’s increasingly litigious and regulated business environment, management liability insurance is a critical financial safeguard for organizations and their leadership teams. Whether public, private or nonprofit, all organizations face potential management liability risks, including allegations of mismanagement, shareholder scrutiny and employment-related claims. Fortunately, management liability insurance can help organizations protect their financial assets while...
December 18, 2025
Warehouse Security Systems, Fencing, Lighting and Access Control
Warehouses hold significant quantities of high-value inventory, making them prime targets for criminal activity, including break-ins and employee theft. Busy loading docks, a steady stream of delivery vehicles and regular shift changes mean doors are frequently open, and staff are moving in and out, creating conditions that increase the risk of unauthorized access. As such,...
December 16, 2025
Best Practices for Preventing Premises Liability Claims
Any business that owns or occupies commercial property generally has a legal duty under applicable law to keep the premises in good condition and, in turn, reasonably safe for visitors. Failure to do so could pose significant premises liability concerns and related claims. Such claims, which primarily involve a third party getting injured while visiting...
December 2, 2025
Mental Health Year-end Reflection
As the year draws to a close, December naturally invites a moment of pause. Between the flurry of holiday plans, year-end deadlines and the anticipation of a fresh start in January, it’s easy to overlook your emotional well-being. Yet, this month may be one of the most critical times to check in with yourself mentally...
November 23, 2025
Employer Responsibilities in Winter Weather
Winter weather presents a host of difficulties for employers. Specifically, there are various workplace safety concerns and OSHA requirements to consider. It’s essential to be prepared for all scenarios associated with inclement weather before it arrives and ensure that employees are properly informed of all relevant policies and procedures. Preventing Cold Stress Working in extreme...
November 19, 2025
End of Enhanced ACA Subsidies: Potential Impact on Employers
The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low or moderate incomes afford health insurance purchased through an Exchange. During the COVID-19 pandemic, Congress temporarily enhanced the PTC by eliminating the income cap for eligibility and increasing the amount of...
November 17, 2025
Trends Shaping 2026 Employee Benefits
Understanding the latest employee benefits trends can help organizations plan ahead and offer a benefits package that meets the evolving needs of workers. Here are five trends shaping benefits in 2026: As the workforce’s needs continue to evolve, so must the benefits that companies offer to remain relevant and meaningful to employees. Every workplace is...
November 13, 2025
Safe Use of Forklift Work Platforms
A forklift work platform is a safety cage or unit that securely attaches to the forks of a forklift, allowing workers to perform tasks at elevated heights. Sometimes used in place of scissor or boom lifts, work platforms are versatile and portable units that may provide a safer way to conduct tasks above ground level...
November 4, 2025
Marketplace Plans Opened Nov. 1, Premium Increases Expected
Starting Nov. 1, Americans can log on to HealthCare.gov and state-run exchanges, as the Affordable Care Act (ACA) Health Insurance Marketplace (Marketplace) open enrollment period began for 2026 coverage. This year’s enrollment window runs through Jan. 15, 2026, in most states, with some extending deadlines into late January. The average Marketplace premium after tax credits...
October 28, 2025
OSHA Releases Top 10 Violations for 2025
OSHA recently announced its top 10 most frequently cited standards during the 2025 fiscal year using preliminary data. This information is valuable for all businesses as it helps them identify common exposures that affect their workforce. It also gives them the information they need to take proactive safety measures and plan their compliance programs. For...