General Industry
April 8, 2025
U.S. Supreme Court to Hear Oral Arguments on ACA’s Mandate for Free Preventive Care
On April 21, 2025, the U.S. Supreme Court will hear oral arguments in a pivotal legal dispute regarding the constitutionality of a key component of the Affordable Care Act’s (ACA) preventive care mandate. The Court’s decision in this case, Kennedy v. Braidwood Management Inc., will impact the requirement for health plans and health insurance issuers...
March 20, 2025
4 Reasons to Provide Employees with Ergonomic Furniture
Creating a workplace where employees feel valued and supported goes beyond offering competitive salaries and benefits. The right furniture can enhance comfort and have far-reaching impacts on safety, efficiency, and overall employee satisfaction. If you want to build a workspace that promotes well-being and success, consider these reasons to provide your employees with ergonomic furniture....
March 6, 2025
Report Reveals a Rise in Cargo Theft
A new report released by multinational data analytics company Verisk revealed that a record-setting 3,625 cargo theft incidents occurred across North America in 2024, reaching nearly $455 million in valued losses. This article summarizes key findings from the report and highlights recent cargo theft incidents. Key Findings The Verisk report confirmed that cargo theft frequency...
February 27, 2025
Careers in Insurance Month: Why You Should Consider a Future at CMR
February is Careers in Insurance Month, a time to highlight the opportunities, stability, and growth that the insurance industry offers. Whether you’re a recent graduate, a professional seeking a career change, or simply curious about where your skills can make an impact, there’s never been a better time to explore insurance as a profession. At...
How to Navigate a Growing Array of Benefits Options
In today’s labor market, offering a robust benefits package is essential for talent attraction and retention and employee well-being. The rise of voluntary benefits to supplement mainstays such as health insurance, 401(k) and leave has resulted in more than 150 available options on the market for employers to consider. As such, it can be daunting...
February 20, 2025
Employers Must File ACA Returns Electronically by March 31, 2025
The Affordable Care Act (ACA) created reporting requirements under Internal Revenue Code (Code) Sections 6055 and 6056. Under these rules, certain employers must provide information to the IRS about the health plan coverage they offer (or do not offer) to their employees. Under the original rules, any reporting entity that was required to file at...
February 18, 2025
Common Exposures for Personal Lines Clients
Personal lines insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against various risks. Personal insurance refers to a range of policies aimed at safeguarding individuals and their families from financial setbacks caused by unforeseen events. This type of insurance encompasses policies such as auto, home, renters and...
January 28, 2025
Earthquake Awareness Month
February is Earthquake Awareness Month. It is a good time to make sure your property is protected against the impact of earthquakes. Even though earthquakes are seen as more common on the West Coast, earthquakes have occurred in 39 states. Consider implementing the following safety measures to protect your property from the impacts of an...
January 21, 2025
Inflation Rose in December 2024 As Expected
The U.S. Bureau of Labor Statistics reported that the consumer price index (CPI) rose 2.9% year over year in December 2024, up from 2.7% in November. This figure matched economist expectations and was likely impacted by seasonal factors, including gas, food and vehicle prices. The “core” CPI, which strips out the unpredictable food and energy...
January 16, 2025
Preventing Theft and Vandalism for Small Businesses
Theft and vandalism pose significant risks to small businesses across all industries. These incidents can lead to financial losses, property damage and operational disruptions. Given these potential consequences, business leaders must take steps to safeguard their organizations. Theft and vandalism can affect a small business’s finances and operations, so business leaders should take steps to...