General Industry
September 16, 2025
National Preparedness Month: Building Resilience Together
September is National Preparedness Month, a timely reminder that preparation is key to protecting our people, businesses, and communities. At CMR Risk & Insurance Services, we know that while no one can predict the future, every organization can take steps to reduce risks and respond effectively when the unexpected happens. Why Preparedness Matters From natural...
August 27, 2025
Navigating Wet Weather and Walking Surfaces
Wet weather can create dangerous walking surfaces both indoors and outdoors, presenting serious slipping hazards for you and your co-workers. These surfaces may stem from various weather conditions, including heavy rain, snow, sleet, ice or hail. Fortunately, there are several steps that you can take to ensure safe walking surfaces when wet weather strikes on the...
August 26, 2025
OSHA Urges Safe Trench and Excavation Work Practices
Construction projects involving trench and excavation operations present life-threatening risks to employees. Following a recent series of trench collapses in the Midwest, OSHA has issued a trade release urging workplaces to take the necessary steps to protect workers from trenching and excavation hazards. With 11 trench-related fatalities reported in 2025 so far, employers must recognize...
August 14, 2025
California’s Minimum Wage Rate to Increase on Jan. 1, 2026
On Aug. 1, 2025, the California Department of Finance (the Department) announced that the state hourly minimum wage will increase to $16.90 per hour on Jan. 1, 2026. The new rate will apply to all employers, regardless of how many individuals they employ. California’s Minimum Wage Rate California’s minimum wage rate is adjusted annually to...
August 12, 2025
5 Tips to Prepare for Open Enrollment Early
Open enrollment is a critical time frame each year for employees to review, assess and modify their existing benefits or enroll in new ones. During open enrollment, employees can accept or decline employer-sponsored insurance, such as health insurance, life insurance, dental insurance and vision insurance, among other options. Open enrollment dates vary; however, for employer-sponsored...
August 5, 2025
Participating in OSHA’s Annual Safe and Sound Week
Safe and Sound Week is an annual campaign conducted by OSHA and other safety organizations. It will take place from Aug. 11-17 this year. This event aims to recognize the successes of workplace safety and health programs across the country and provide additional resources to help organizations and their employees kick-start or improve upon occupational...
July 31, 2025
The Importance of Private Company D&O Insurance
Directors and officers liability (D&O) insurance protects the personal assets of business leaders and is a crucial component of a comprehensive insurance portfolio. Although there is a common misconception that D&O insurance is only needed for publicly traded companies, directors and officers of privately held companies could also face D&O claims from multiple parties. Considering...
July 29, 2025
OSHA Renews NEP on Preventing Amputations
On June 26, 2025, OSHA announced the renewal of its National Emphasis Program (NEP) aimed at reducing amputations in the manufacturing sector. The updated program took effect on June 27, 2025, and is scheduled to remain in place until June 27, 2030.OSHA’s enforcement data shows that employees working on or around machinery or equipment frequently...