Business
May 7, 2026
What Every Business Owner Should Review Before Their Insurance Renewal
Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market shifts, such as technological advancements or regulatory changes. If coverage...
May 5, 2026
5 Risks Every Construction Contractor Should Know About
Construction projects are complex, requiring considerable coordination of people, materials, equipment and schedules, increasing contractors’ exposure to operational, financial and liability risks. While insurance can help manage the financial impact of unexpected events, it is most effective as part of a broader risk management approach that focuses on reducing key exposures before losses occur. The...
April 23, 2026
OSHA’s Updated Outdoor and Indoor Heat-related Hazards National Emphasis Program
On April 10, 2026, OSHA updated its National Emphasis Program (NEP) to address indoor and outdoor heat hazards by focusing inspections and outreach on high-risk industries and workplaces. The revised NEP prioritizes on-site inspections for complaints and employer-reported hospitalizations, reserving rapid response investigations for limited cases with area director approval. The updated NEP is effective...
April 16, 2026
Insurance Considerations for Excavation Contractors
Excavation contractors are trained professionals who typically perform a range of operations to prepare construction sites. They may provide residential or commercial services and conduct their work in multiple settings, such as office spaces and customers’ properties. Common tasks for excavation contractors include removing existing structures, vegetation and other debris to clear land for construction...
April 7, 2026
OSHA Proposes Rule to Remove Its Walking-Working Surface Standard Deadline
On April 6, 2026, OSHA published a proposed rule to remove the Nov. 18, 2036, deadline in its Walking-Working Surfaces standard that would have required all fixed ladders extending more than 24 feet above a lower level to be equipped with personal fall arrest systems or ladder safety systems. Additionally, OSHA is seeking comments on...
April 2, 2026
Occurrence vs. Claims-made Policies
Commercial liability insurance is essential for businesses of all sizes and sectors. Such coverage can offer financial protection for legal defense costs and potential judgments and settlements if a business is held responsible for incidents, errors or wrongful acts that harm another party. When purchasing liability policies, however, businesses should keep in mind that not...
March 26, 2026
Participating in Safety Meetings
According to OSHA, one of the most effective ways to promote a safe working environment is to get involved in company safety meetings. These informal, brief meetings allow employees like you to stay up to date on potential workplace hazards and related mitigation measures, often addressing topics such as ergonomics, tool handling, equipment use and...