Business
January 22, 2026
Trends Impacting the Commercial Insurance Market
In 2026, the commercial insurance market is showing signs of stabilization after years of volatility, but businesses still face a range of evolving risks that influence coverage costs. From climate-driven catastrophes and regulatory pressures to litigation trends and technology exposures, these forces are shaping underwriting practices and premium pricing across multiple lines. Article Published...
January 15, 2026
ClickFix Cyberattacks Explained
Social engineering has long been a tactic employed in different cyberattacks against businesses, often relying on deceptive communications and programming to trick targets into divulging sensitive data, sharing corporate funds or downloading harmful software. Over the years, some social engineering methods have become increasingly sophisticated, making them more difficult to detect and spawning large-scale losses....
January 8, 2026
Current Market Trends and Cost Drivers in Commercial Property Insurance
Secondary Perils and Severe Convective Storms While extreme weather events have been on the rise for over a decade, secondary perils—small to midsized losses or consequent events following primary catastrophes—have become increasingly prevalent in recent years. Namely, severe convective storms (i.e., thunderstorms, hailstorms and tornadoes) have surged in frequency and severity, prompting considerable damage and...
January 6, 2026
Commercial General Liability Insurance
Running a business comes with significant risk. Everyday interactions, such as serving customers, visiting clients or running marketing campaigns, can expose businesses to potential liability. A customer could slip on a wet floor, a contractor could accidentally damage a client’s property, or a marketing campaign could unintentionally harm the reputation of a competitor. Just one...
December 30, 2025
Calculating FMLA Leave During Holiday Weeks
Holiday weeks can pose an extra administrative challenge to employers with employees on leave under the federal Family and Medical Leave Act (FMLA). In addition to their regular FMLA obligations, employers must figure out how to calculate employees’ leave use when the leave coincides with a holiday. FMLA regulations and an opinion letter from the...
December 24, 2025
Key Components of Management Liability Insurance
In today’s increasingly litigious and regulated business environment, management liability insurance is a critical financial safeguard for organizations and their leadership teams. Whether public, private or nonprofit, all organizations face potential management liability risks, including allegations of mismanagement, shareholder scrutiny and employment-related claims. Fortunately, management liability insurance can help organizations protect their financial assets while...
December 23, 2025
Understanding Contractual Risk Transfer
Contractual risk transfer (CRT) involves shifting financial responsibility for specific risks from one party to another within a contract. This risk management strategy is crucial for construction employers, as it places liability on subcontractors, vendors or service providers. In this way, CRT protects employers’ margins, reduces uninsured losses and helps ensure insurance coverage for losses....