June is National Safety Month. This annual campaign, organized by the National Safety Council (NSC), highlights efforts to prevent injuries and deaths both in and out of the workplace. It also provides various learning opportunities for employees, allows employers to share their pride in safety and encourages employees across industry lines to pledge to work...
Phishing is a type of cyberattack that utilizes deceptive electronic communications to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. While emails are the most common delivery method of phishing scams, cybercriminals may also use text messages, social media interactions, fake or misleading websites, or even phone calls. Employees...
Heat-related injury and illness are occupational hazards that impact many industries and affect millions of employees annually. Heat stress occurs when an individual’s body accumulates more heat than it can dissipate. The increase in body temperature can result from several factors, including metabolic heat from physical exertion, workplace conditions, and clothing or personal protective equipment...
Artificial intelligence (AI) is undergoing a fundamental shift. Systems that once served as assistive tools (e.g., predictive models and generative AI) are now evolving into agentic systems capable of planning and executing complex, multistep tasks with minimal human input. As AI systems’ ability to plan and execute tasks autonomously accelerates, so too does the potential...
Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market shifts, such as technological advancements or regulatory changes. If coverage...
Construction projects are complex, requiring considerable coordination of people, materials, equipment and schedules, increasing contractors’ exposure to operational, financial and liability risks. While insurance can help manage the financial impact of unexpected events, it is most effective as part of a broader risk management approach that focuses on reducing key exposures before losses occur. The...
On April 10, 2026, OSHA updated its National Emphasis Program (NEP) to address indoor and outdoor heat hazards by focusing inspections and outreach on high-risk industries and workplaces. The revised NEP prioritizes on-site inspections for complaints and employer-reported hospitalizations, reserving rapid response investigations for limited cases with area director approval. The updated NEP is effective...
Excavation contractors are trained professionals who typically perform a range of operations to prepare construction sites. They may provide residential or commercial services and conduct their work in multiple settings, such as office spaces and customers’ properties. Common tasks for excavation contractors include removing existing structures, vegetation and other debris to clear land for construction...
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