Blog

July 23, 2025

Protecting Your Workforce During Extreme Heat: Risk Management & Workers’ Comp Insights

As temperatures climb across the country, July marks Extreme Heat Awareness Month—a timely reminder for employers to evaluate the risks extreme heat poses to their workforce, especially those in outdoor or non-climate-controlled environments. Heat-related illnesses can happen quickly and have serious consequences. From heat exhaustion and dehydration to heat stroke, the impacts are not just health-related—they also...

July 21, 2025

Survey Finds One-third of Employers to Expand Voluntary Benefits by 2027

A recent survey from Gallagher, a global insurance brokerage, risk management and consulting firm, found that nearly one-third of employers are expected to expand voluntary benefit offerings by 2027. The survey demonstrates the significance of voluntary benefits in modern benefits packages, with over two-thirds (70%) saying they are driven to offer these perks to ensure...

July 17, 2025

Balancing the Benefits and Risks of Artificial Intelligence

Artificial intelligence (AI) is rapidly transforming how small businesses operate, offering powerful tools to improve efficiency, strengthen security and enhance customer engagement. To adopt AI effectively, small business leaders must understand both its strategic advantages and potential pitfalls to make informed decisions that align with long-term objectives. This article explores the key benefits and risks...

July 15, 2025

California Workers’ Comp Rates Set to Increase This September

July 10, 2025

Preventing Workers’ Compensation Claims From Remote Work

The proportion of remote workers surged during the initial onset of the COVID-19 pandemic. Since then, some employees have gradually returned to the office, but a considerable share either continue to work from home full-time or utilize hybrid arrangements. Over the years, this trend has posed new occupational safety challenges, making it more difficult for...

July 8, 2025

5 Strategies to Bolster Occupational Safety in an Aging Workforce

As the workforce ages, employers must adapt to ensure the safety and productivity of their older employees. Many baby boomers are delaying retirement or reentering the workforce, so the number of employees aged 55 and older is rising. While these workers bring valuable experience and engagement to their roles, they also face unique safety challenges...

July 3, 2025

Reinsurance Market Conditions Favor Loss-free Buyers At Midyear

Reinsurance buyers saw plenty of capacity for the mid-year renewals as demand for property catastrophe reinsurance ramped up and reinsurers saved their best pricing for loss-free accounts, according to broker reports. “Despite an active first half for natural catastrophe losses, mid-year renewals experienced a broadly competitive environment as reinsurers, ILS markets and new entrants sought...

July 1, 2025

U.S. Supreme Court Upholds ACA’s Mandate for Free Preventive Care

On June 27, 2025, the U.S. Supreme Court upheld a key component of the Affordable Care Act’s (ACA) preventive care mandate (Kennedy v. Braidwood Management, Inc.). The Court’s decision requires health plans and health insurance issuers to continue covering, without cost sharing, the full range of recommended preventive care services. ACA’s Preventive Care Mandate The...

June 26, 2025

Protecting Workers in Summer Conditions

As summertime approaches, it’s important to ensure your employees will be properly protected at the construction site. After all, summer is often the hottest season of the year, typically accompanied by surging temperatures and increased humidity levels. Such weather conditions can greatly increase the risk of your employees experiencing numerous complications on the job—especially heat-related...

June 24, 2025

Safeguarding Businesses From Tech Support and Internal Help Desk Scams

Cybercriminals employ various techniques to infiltrate networks and steal sensitive data. Technical support scams, where fraudsters pose as major tech vendors, and IT-help desk scams, where malicious actors impersonate internal IT staff, are two mechanisms they use to achieve their objectives. Small and midsize firms with limited IT oversight and resources often make for attractive...