November 5, 2020

Essential Coverages to Have in Contractor’s Pollution Liability

Contractor’s pollution liability (CPL) is a type of insurance policy that provides third-party coverage for bodily injury, property damage, defense, and cleanup arising from contracting operations performed on or behalf of a contractor. We are currently seeing a rise in clients’ contractual requirements to provide proof of pollution liability insurance for contractors of all types....

November 4, 2020

Supporting Employees’ Financial Well-being During the COVID-19 Pandemic

The COVID-19 pandemic is not only challenging the way Americans live on a daily basis, but also posing significant economic threats that could have a lasting effect on their financial well-being. Financial well-being is the state in which a person is able to meet their current and ongoing financial obligations, feel secure in their financial...

November 3, 2020

Survey Finds 78% of Risk Managers Now Buying Cyber Insurance

The tenth year of the Zurich North America and Advisen Cyber Survey reveals that 78% of risk managers now purchase some level of cyber insurance — compared to only 34% in 2011. Of this record of 78% with some cyber coverage, 55% have a stand-alone policy, while 13% have coverage included in their professional liability and others...

October 29, 2020

Reducing COVID-19 Risks in Commercial Buildings Without Wasting Energy

Gradually, more offices, schools and retail stores are reopening, with trends varying from state to state, and often among counties within states. As they reopen, many building owners and managers are considering steps they should take to reduce chances of coronavirus transmission. In this blog post, I summarize what we know and don’t know about...

October 28, 2020


No matter where one falls on the political spectrum, the 2020 presidential election will shake up the American workforce. For employers, truly comprehending each candidate’s position may be the difference between a winning or losing workplace strategy. Several benefit and workplace topics have emerged in the spotlight during this historic election year, including healthcare, of...

October 27, 2020

Manufacturing Operations Face Key Disadvantages When Returning Employees to Work

Returning to work for manufacturing operations in the United States after COVID-19 related shutdowns hasn’t been smooth sailing. According to the California Workers’ Compensation Institute, manufacturing has been the fourth most impacted industry when it comes to COVID-19 workers’ comp claims, with the sector making up 7.6% of total COVID-19 workers’ comp claims – the...

October 22, 2020

What Property Managers Need to Know About Cyber Security

Over the last decade, the way commercial office buildings operate has become more sophisticated and streamlined with new advances in technology. From building connectivity to HVAC systems to keyless entry—tech and smart tech has made its way into nearly every facet of how a building operates. But as the technology has become more advanced and...

October 21, 2020

5 Things to Watch Out for During Open Enrollment Amid a Pandemic

With millions of people suddenly out of work, employer-sponsored health insurance is a benefit that employees may not so quick to take for granted this year. About 157 million Americans rely on employer-sponsored coverage and yet, before 2020, most people spent very little time reviewing their workplace health-care plan during the open enrollment period. Now, in the middle...

October 20, 2020

Improving Safety and Compliance Risk Management in Construction

By relying on effective technology and expertise to ensure contractors and vendors are qualified and compliant with company and industry-specific policies, rental companies can better manage evolving risks to create stronger, safer businesses. From the U.S. Department of Labor’s OSHA guidelines and regulations to best practices and specifications published by the American National Standards Institute...

October 15, 2020

Catastrophic Workers’ Comp Claims During the Pandemic

The COVID-19 pandemic surprised all of us in January 2020, with its speed of viral infection transmission causing high mortality and morbidity among those afflicted in the United States. This newly formed mutant coronavirus, now known as Severe Acute Respiratory Syndrome Coronavirus 2 or SARS-CoV-2, took the world by storm and many in this country...