Blog

August 7, 2025

Navigating Health Plan Notice Changes in 2025 and Beyond

Employers should be aware of updates to several model notices that can be used to comply with certain disclosure requirements for their group health plans under federal laws. Federal agencies provide these model notices to aid compliance and periodically update them to reflect changes to the law or the information contained in the notices. While...

August 5, 2025

Participating in OSHA’s Annual Safe and Sound Week

Safe and Sound Week is an annual campaign conducted by OSHA and other safety organizations. It will take place from Aug. 11-17 this year. This event aims to recognize the successes of workplace safety and health programs across the country and provide additional resources to help organizations and their employees kick-start or improve upon occupational...

July 31, 2025

The Importance of Private Company D&O Insurance

Directors and officers liability (D&O) insurance protects the personal assets of business leaders and is a crucial component of a comprehensive insurance portfolio. Although there is a common misconception that D&O insurance is only needed for publicly traded companies, directors and officers of privately held companies could also face D&O claims from multiple parties. Considering...

July 29, 2025

OSHA Renews NEP on Preventing Amputations

On June 26, 2025, OSHA announced the renewal of its National Emphasis Program (NEP) aimed at reducing amputations in the manufacturing sector. The updated program took effect on June 27, 2025, and is scheduled to remain in place until June 27, 2030.OSHA’s enforcement data shows that employees working on or around machinery or equipment frequently...

July 24, 2025

Understanding Management Liability Insurance

Today’s business leaders face numerous legal and regulatory pressures. Allegations of mismanagement (e.g., poor oversight, regulatory noncompliance or breach of duty) can arise from a wide range of stakeholders—including employees, shareholders, customers and regulatory bodies—who are increasingly willing to pursue litigation when governance falls short. Even with robust governance and compliance frameworks, unforeseen claims can...

July 23, 2025

Protecting Your Workforce During Extreme Heat: Risk Management & Workers’ Comp Insights

As temperatures climb across the country, July marks Extreme Heat Awareness Month—a timely reminder for employers to evaluate the risks extreme heat poses to their workforce, especially those in outdoor or non-climate-controlled environments. Heat-related illnesses can happen quickly and have serious consequences. From heat exhaustion and dehydration to heat stroke, the impacts are not just health-related—they also...

July 21, 2025

Survey Finds One-third of Employers to Expand Voluntary Benefits by 2027

A recent survey from Gallagher, a global insurance brokerage, risk management and consulting firm, found that nearly one-third of employers are expected to expand voluntary benefit offerings by 2027. The survey demonstrates the significance of voluntary benefits in modern benefits packages, with over two-thirds (70%) saying they are driven to offer these perks to ensure...

July 17, 2025

Balancing the Benefits and Risks of Artificial Intelligence

Artificial intelligence (AI) is rapidly transforming how small businesses operate, offering powerful tools to improve efficiency, strengthen security and enhance customer engagement. To adopt AI effectively, small business leaders must understand both its strategic advantages and potential pitfalls to make informed decisions that align with long-term objectives. This article explores the key benefits and risks...

July 15, 2025

California Workers’ Comp Rates Set to Increase This September

July 10, 2025

Preventing Workers’ Compensation Claims From Remote Work

The proportion of remote workers surged during the initial onset of the COVID-19 pandemic. Since then, some employees have gradually returned to the office, but a considerable share either continue to work from home full-time or utilize hybrid arrangements. Over the years, this trend has posed new occupational safety challenges, making it more difficult for...