Blog
October 9, 2025
Workers’ Compensation Still the Steadiest of the P&C Lines
Workers’ compensation remains a profit leader across the property and casualty insurance market, with 2025 poised to produce another year of underwriting profits even as net premiums drop, according to a segment report from AM Best. “Workers’ compensation is the key line of business driving the profitability of the whole property and casualty industry, and...
October 2, 2025
Sexual Abuse and Molestation (SAM) Insurance
Organizations working closely with vulnerable individuals, including children and seniors, face heightened exposure to allegations of sexual abuse or misconduct. Public and regulatory scrutiny has intensified in recent years, with greater emphasis on how organizations prevent, respond to, and are held accountable for such claims. Moreover, statutes of limitations in several states have been expanded...
September 30, 2025
National Ergonomics Month – Work From Home Considerations
October is National Ergonomics Month. Ergonomics refers to the science of designing systems, products and work environments to help people enjoy optimal conditions. Ideal ergonomics may improve productivity and limit health issues, including musculoskeletal disorders and repetitive stress injuries. However, given the recent rise in the popularity of remote work arrangements, employers may not be...
September 25, 2025
OSHA Announces Top 10 Violations for 2025
OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs. For 2025, the top 10...
September 23, 2025
Preventing Jobsite Theft
Theft is a serious concern in the construction industry, as high-value tools and machinery are often left in plain sight or are easily accessible to criminals. Construction site theft can cause costly delays and even halt projects entirely, so it’s crucial for employers to implement appropriate measures to prevent jobsite theft in each of the...
September 16, 2025
National Preparedness Month: Building Resilience Together
September is National Preparedness Month, a timely reminder that preparation is key to protecting our people, businesses, and communities. At CMR Risk & Insurance Services, we know that while no one can predict the future, every organization can take steps to reduce risks and respond effectively when the unexpected happens. Why Preparedness Matters From natural...
September 11, 2025
The Impact of HVLS Fans on Fire Protection
High-volume, low-speed (HVLS) fans are large ceiling fans designed to rotate slowly and efficiently while moving significant amounts of air across vast spaces. They have become increasingly common in various types of commercial buildings, especially warehouses, factories and gymnasiums. HVLS fans differ from traditional ceiling fans due to the extended diameter of their fan blades...
September 10, 2025
CMR Named #2 Best Place to Work in San Diego (Medium Companies)
We are thrilled to announce that CMR Risk & Insurance Services has been ranked #2 in the San Diego Business Journal’s 2025 Best Places to Work list for medium-sized companies (50–249 employees). This honor is particularly meaningful to us because it reflects the voices of our employees. For the fourth time, CMR has been included...