The nonprofit sector has been contending with a complex risk landscape for several years, largely fueled by economic uncertainty, funding pressures and rising demand for community outreach. Amid these challenges, nonprofit organizations are facing significant operational and financial strains, making it harder to accomplish their missions and serve those in need. In the commercial insurance...
Several scenarios that businesses encounter in routine operations may expose them to litigation and general liability claims. A customer walking through a business could slip on a wet floor, or a piece of equipment could fall and damage a customer’s personal belongings. These and other incidents may lead to liability claims, disrupting operations and placing...
Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is now facing a complex risk landscape. Between rapid digital transformation, evolving geopolitical forces and shifting labor demographics, the sector is contending with significant uncertainty. In the commercial insurance market, well-managed manufacturing...
Heart disease is the leading cause of death in the United States. According to the Centers for Disease Control and Prevention, 1 in every 3 deaths was caused by a cardiovascular disease in 2023. In recognition of these dangers, February is designated as American Heart Month. This annual campaign focuses on raising awareness about cardiovascular...
Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor may accidentally damage a client’s property. Just one general liability claim can disrupt business operations, create financial strain and affect future insurance costs. The financial and organizational impacts of these incidents...
Low health literacy is quite common in the United States. According to the National Assessment of Adult Literacy, only 12% of Americans have proficient health literacy skills, which means many adults have difficulty understanding drug labels, following prescription instructions or identifying credible health care resources. Given today’s complex health care system, health care literacy has...
Cold weather does more than make working conditions uncomfortable; it can also lead to fatigue and reduced alertness and responsiveness in employees, increasing the risk of injury. This article discusses cold-weather hazards in construction and provides strategies for employers to keep their workers safe. Risks of Working in Cold Weather Cold weather can impact employee...
In 2026, the commercial insurance market is showing signs of stabilization after years of volatility, but businesses still face a range of evolving risks that influence coverage costs. From climate-driven catastrophes and regulatory pressures to litigation trends and technology exposures, these forces are shaping underwriting practices and premium pricing across multiple lines. Article Published...