October is Cybersecurity Awareness Month. This month, the public and private sectors are encouraged to work together to raise awareness of the importance of cybersecurity. October 2026 marks the 23rd Cybersecurity Awareness Month. This event serves as a reminder that businesses must stay cybersecure to safeguard company data, protect customers’ personal information and ensure employee...
Artificial intelligence (AI) is continuing to reshape how work gets done, but for small businesses, keeping pace can feel daunting. Without large training budgets or dedicated learning and development teams, many small employers assume AI upskilling is out of reach, which isn’t necessarily the case. With a focused approach, small businesses can close the AI...
Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is now facing a complex risk landscape. Between rapid digital transformation, evolving geopolitical forces and shifting labor demographics, the sector is contending with significant uncertainty. In the commercial insurance market, well-managed manufacturing...
While not an official medical diagnosis, “tech neck” has become a familiar phrase in today’s workplace. As smartphones, laptops and tablets have become everyday tools, people spend more time hunched over screens. The result is a growing number of individuals who spend hours per day behind screens reporting stiffness, discomfort and pain in their neck...
Artificial intelligence (AI) is rapidly transforming how small businesses operate, offering powerful tools to improve efficiency, strengthen security and enhance customer engagement. To adopt AI effectively, small business leaders must understand both its strategic advantages and potential pitfalls to make informed decisions that align with long-term objectives. This article explores the key benefits and risks...
The real estate sector consists of two categories: habitational and commercial. Habitational real estate pertains to residential properties, whereas commercial real estate refers to buildings utilized for business activities. This industry plays a key role in the economy, providing individuals with comfortable places to live and equipping businesses with adequate spaces to conduct their operations....
As generative artificial intelligence (AI) advances, corporate boards are increasingly leveraging its capabilities to improve several aspects of their organizations. However, these boards must understand how to use this tool properly in order to use it effectively in their operations. They must also carefully analyze and weigh the risks it presents; otherwise, they may be...
Heightened claim frequency and severity have created a volatile cyber insurance market in recent years, with most policyholders facing ongoing premium increases. Fortunately, the segment experienced underwriting profitability in 2022, allowing conditions to soften in 2023. Yet, many insureds are still experiencing coverage restrictions, underwriting scrutiny and exclusions for certain losses. In 2024, a report...