insurance
July 2, 2020
Workers’ Compensation Changes for COVID-19
WORKERS’ COMPENSATION CHANGES FOR COVID-19 Under most state workers’ compensation (WC) laws, COVID-19 may be a compensable, work-related condition only if an employee can show that: He or she contracted the coronavirus while performing services growing out of and incidental to his or her employment; and The disease arose out of that employment (work...
July 1, 2020
What Are Experts Saying About the Rest of 2020?
WHAT ARE EXPERTS SAYING ABOUT THE REST OF 2020? One of the biggest questions on everyone’s minds these days is: What’s going to happen to the housing market in the second half of the year? Based on recent data on the economy, unemployment, real estate, and more, many economists are revising their forecasts for the remainder...
June 25, 2020
Determining Whether a COVID-19 Case Is Workrelated
DETERMINING WHETHER A COVID-19 CASE IS WORK RELATED The coronavirus (COVID-19) pandemic has created massive change and concern for employers and employees across the world. Even as businesses reopen and employees return to their new normal, the risk of becoming exposed to and ill with COVID19 is still present. When an employee reports they...
June 23, 2020
Mitigating Construction Risks with Advanced Training Techniques
MITIGATING CONSTRUCTION RISKS WITH ADVANCED TRAINING TECHNIQUES Construction is consistently ranked as one of the riskiest jobs in the United States. Fluid workforces, high-risk scenarios and a communication disconnect between home office and front-line workers all result in the very real possibility of serious injury or even death. One of the major challenges in...
June 18, 2020
Preparing for a Second Wave of COVID-19 Cases
PREPARING FOR A SECOND WAVE OF COVID-19 Even as stay-at-home orders and restrictions are lifted, daily operations won’t be business-as-usual for many across the country. The coronavirus (COVID-19) pandemic is still going on, despite businesses reopening. Moreover, public health officials and experts are warning of a potential second wave of COVID-19 cases. Of course,...
June 5, 2020
Benefits of Workers’ Compensation Insurance
BENEFITS OF WORKERS’ COMPENSATION INSURANCE As an employer, it’s your responsibility to keep employees healthy and safe on the job. But even with adequate controls in place, accidents can still happen – resulting in costly workplace injuries and illnesses. That’s why it’s crucial for your organization to have workers’ compensation insurance. This form of coverage...
June 3, 2020
Earthquake Market Grows Unstable as Insurers Stress Profitability
EARTHQUAKE MARKET GROWS UNSTABLE AS INSURERS STRESS PROFITABILITY The earthquake market has moved onto unstable ground as insurers and alternative capital investors demand higher returns on their capital. Rate increases have ramped up over the last year, and buyers should expect higher prices this year for the same coverage. Higher deductibles can be...
May 27, 2020
Common Employment Practices Claims Arising Out of COVID-19
COMMON EMPLOYMENT PRACTICES CLAIMS ARISING OUT OF COVID-19 As COVID-19 continues to spread throughout the United States, there has been a massive upheaval of the American workplace. Employers have found themselves drafting and implementing policies and procedures addressing a wide array of issues including remote work, layoffs, furloughs, pay cuts, workplace conditions...
May 21, 2020
Dealing With COVID-19 Stress and Anxiety
DEALING WITH COVID-19 STRESS AND ANXIETY If you’re feeling stressed and anxious during these uncertain times, you’re not alone. According to a recent Gallup poll, nearly 60% of Americans reported daily stress and worry due to the coronavirus (COVID-19) pandemic. While experiencing stress or anxiety over the health and economic fears brought...