HSA
September 10, 2026
Open Enrollment Changes to Watch For
Open enrollment often appears unchanged from one year to the next, but you may be surprised by what is new when you enroll this cycle. Carriers adjust plan pricing, the Internal Revenue Service (IRS) updates contribution limits, and employers revise their benefits offerings based on utilization and employee feedback from the prior year. As a...
August 25, 2026
How to Reduce the Cost of Alternative Care
If you’ve considered acupuncture, specialized chiropractic care, functional medicine or integrative mental health counseling, you may have found that insurance coverage does not always work the same way it does for traditional medical care. Even when a provider does not accept insurance, you may still have options to help reduce your out-of-pocket costs. Alternative and...
August 20, 2024
Key HSA Features—2025 Compliance
Health savings accounts (HSAs) are a popular type of tax-advantaged medical savings account available to individuals enrolled in high deductible health plans (HDHPs). Individuals can use their HSAs to pay for expenses covered under an HDHP until their deductible has been met, or they can use their HSAs to pay for qualified medical expenses that...
August 1, 2024
Communicating HSA Rules to Employees
As part of the open enrollment process, employers that offer HSA-compatible HDHPs should help their employees understand the benefits of opening an HSA and making tax-free contributions. Employees may be confused about the rules surrounding HSAs and may not realize all the advantages associated with these accounts. CMR Risk & Insurance Services, Inc. can provide...