Risk Management
March 13, 2025
Cal/OSHA Amends Residential Construction Fall Protection Standard
California OSHA (Cal/OSHA) has amended its fall protection standards in residential construction and roofing. The amendments include making the fall protection height standard 6 feet instead of 15 feet, making it more uniform to align with federal OSHA standards, and removing the term “impractical” and replacing it with “infeasible” within certain fall protection requirements. This...
March 6, 2025
Report Reveals a Rise in Cargo Theft
A new report released by multinational data analytics company Verisk revealed that a record-setting 3,625 cargo theft incidents occurred across North America in 2024, reaching nearly $455 million in valued losses. This article summarizes key findings from the report and highlights recent cargo theft incidents. Key Findings The Verisk report confirmed that cargo theft frequency...
February 25, 2025
2025 Construction Industry Trends
Several trends look to impact the construction industry in 2025. As such, construction business leaders should monitor these developments and adjust their risk management programs accordingly. Trends to watch include: Economic Headwinds While the overall inflation rate has cooled from its recent highs, it continues to influence a range of costs in the construction industry....
February 18, 2025
Common Exposures for Personal Lines Clients
Personal lines insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against various risks. Personal insurance refers to a range of policies aimed at safeguarding individuals and their families from financial setbacks caused by unforeseen events. This type of insurance encompasses policies such as auto, home, renters and...
February 13, 2025
Navigating Cybersecurity Challenges in the Manufacturing Industry
The manufacturing sector has experienced rapid technological advancements over the past few years. Innovations like artificial intelligence (AI), smart machinery, equipment monitoring software, digital sales systems and analytics platforms continue to reshape the industry. Although the technological advancements provide several benefits, they also present additional cybersecurity exposures. They expand the attack surface for cyberthreats, and...
February 4, 2025
Cal/OSHA’s COVID-19 Prevention Nonemergency Rules Expire Feb. 3
On Feb. 3, 2025, most of the California Occupational Safety and Health Administration’s (Cal/OSHA) nonemergency COVID-19 prevention regulations (the rules) expire. These regulations were adopted to reduce employee exposure to the virus that causes COVID-19, thereby reducing workplace COVID-19 illness and transmission. The COVID-19 recordkeeping requirement will remain in effect until Feb. 3, 2026. Even...
January 30, 2025
National Census Shows Construction Industry Had Most Fatalities Among All Sectors in 2023
The U.S. Department of Labor Bureau of Labor Statistics recently released information from its National Census of Fatal Occupational Injuries for 2023. Overall, there were 5,283 fatal work injuries in the United States, with a fatal work injury rate of 3.5 fatalities per 100,00 full-time equivalent workers. The data also showed that the construction industry...
January 28, 2025
Earthquake Awareness Month
February is Earthquake Awareness Month. It is a good time to make sure your property is protected against the impact of earthquakes. Even though earthquakes are seen as more common on the West Coast, earthquakes have occurred in 39 states. Consider implementing the following safety measures to protect your property from the impacts of an...
January 23, 2025
Manufacturing Industry Trends to Watch in 2025
The manufacturing industry plays a critical role in driving economic growth, producing a diverse range of goods essential to global markets. In recent years, this sector has seen significant expansion fueled by increasing production demands and legislative initiatives offering funding and tax incentives. In fact, professional services firm Deloitte reported that construction spending in manufacturing—funds...
January 16, 2025
Preventing Theft and Vandalism for Small Businesses
Theft and vandalism pose significant risks to small businesses across all industries. These incidents can lead to financial losses, property damage and operational disruptions. Given these potential consequences, business leaders must take steps to safeguard their organizations. Theft and vandalism can affect a small business’s finances and operations, so business leaders should take steps to...