Employee Benefits
December 2, 2025
Mental Health Year-end Reflection
As the year draws to a close, December naturally invites a moment of pause. Between the flurry of holiday plans, year-end deadlines and the anticipation of a fresh start in January, it’s easy to overlook your emotional well-being. Yet, this month may be one of the most critical times to check in with yourself mentally...
November 19, 2025
End of Enhanced ACA Subsidies: Potential Impact on Employers
The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low or moderate incomes afford health insurance purchased through an Exchange. During the COVID-19 pandemic, Congress temporarily enhanced the PTC by eliminating the income cap for eligibility and increasing the amount of...
November 17, 2025
Trends Shaping 2026 Employee Benefits
Understanding the latest employee benefits trends can help organizations plan ahead and offer a benefits package that meets the evolving needs of workers. Here are five trends shaping benefits in 2026: As the workforce’s needs continue to evolve, so must the benefits that companies offer to remain relevant and meaningful to employees. Every workplace is...
November 4, 2025
Marketplace Plans Opened Nov. 1, Premium Increases Expected
Starting Nov. 1, Americans can log on to HealthCare.gov and state-run exchanges, as the Affordable Care Act (ACA) Health Insurance Marketplace (Marketplace) open enrollment period began for 2026 coverage. This year’s enrollment window runs through Jan. 15, 2026, in most states, with some extending deadlines into late January. The average Marketplace premium after tax credits...
October 16, 2025
Small Business Health Plans Could See 11% Increase in 2026
Every year, health insurance companies inform state officials of their expected cost changes and propose new prices for plans that comply with the Affordable Care Act regulations. A report from KFF, an independent source for health policy research, focuses specifically on plans for small businesses, typically those with 50 or fewer employees. These plans can...
August 21, 2025
Preparing for Open Enrollment: Common Questions and Answers
As open enrollment season approaches, it’s never too early to start preparing so that you can make educated choices on benefits enrollment for the upcoming year. This annual window offers the opportunity to enroll in, change or update coverage options such as health insurance, dental plans, and voluntary benefits like life and disability insurance. The...
August 14, 2025
California’s Minimum Wage Rate to Increase on Jan. 1, 2026
On Aug. 1, 2025, the California Department of Finance (the Department) announced that the state hourly minimum wage will increase to $16.90 per hour on Jan. 1, 2026. The new rate will apply to all employers, regardless of how many individuals they employ. California’s Minimum Wage Rate California’s minimum wage rate is adjusted annually to...