COVID-19
November 2, 2021
Fire Risk and the Return to Office
Fire is one of the oldest and most devastating risks businesses face. A fire can completely destroy a business’ premises and equipment in a very short time, as well as seriously injure or kill employees, visitors and customers. With many businesses’ facilities seeing reduced use due to the COVID-19 pandemic, fire risk management may slip,...
October 27, 2021
Prioritizing Mental Health in the Construction Industry
There’s a variety of potential health and safety exposures for construction employers like you to consider at the job site, including falls from height, electrocution hazards and struck-by incidents, to name a few. Yet, one concern that often gets overlooked is employees’ mental well-being. Recent research found that over 80% of construction workers have felt...
October 21, 2021
Workers’ Comp and the Supply Chain Crisis
There has been a tremendous focus in recent weeks on the fragilities of our nation’s supply chain. Some everyday products are in frighteningly short supply, hundreds of container ships are waiting weeks to be unloaded, and ominous warnings are being issued that Christmas may not be coming this year. It should be noted that those...
October 14, 2021
Best Practices to Facilitate a Successful Benefits Rollout
Keeping employees motivated and productive in the current environment is a difficult task on its own, but when you factor in employees who are struggling financially, it’s a whole other ball game. As an employer, you want to help provide solutions by offering desirable benefits like pet insurance, flexible time off, early wage access and...
September 22, 2021
Catastrophes and COVID-19 Fallout Proving Especially Challenging for Real Estate Companies
Among the many industries suffering from the dual impact of COVID-19 and severe weather events, few would want to trade places with the real estate sector. Between tenants having difficulty paying rent or trying to break leases, a myriad of rules around COVID-19 safety, volatile construction material and labor costs, and record-breaking hurricane and wildfire...
September 15, 2021
Risk Management Has Never Been So High Up the Corporate Agenda
The global COVID-19 crisis has highlighted how critical risk management is for virtually all organizations, especially at this delicate stage of recovery amid the threat of the virus’ resurgence caused by the Delta variant. According to Claire Combes, chairperson of UK-based risk management association Airmic, the pandemic has shown the importance of understanding and managing...
August 25, 2021
Premises Liability: Securing Evidence to Diminish Exposure
Premises liability is a legal concept that stems from circumstances where an injury is caused by an unsafe or defective condition on property someone either owns or occupies, and insured commercial property operators must understand the importance of gathering and preserving evidence when an accident occurs to help mitigate extremely costly claims. Whether the property...
August 23, 2021
Preparing for Open Enrollment With a Hybrid Workforce
With open enrollment season approaching, now’s the time for HR professionals to kick off their planning. Due to the pandemic—and employees’ desire for flexibility—many employers now find themselves with a workforce on a hybrid schedule. It’s imperative they make appropriate adjustments to lead a successful open enrollment period. As a flexible model designed to support...
August 16, 2021
OSHA Urges Employers to Require Vaccinated Workers to Wear Masks
The U.S. agency that regulates workplace safety issued guidance on Friday urging employers to require many fully vaccinated workers to wear masks to protect unvaccinated colleagues and customers, amid a surge in COVID-19 cases. The Occupational Safety and Health Administration (OSHA) recommended that workers wear masks “in areas of substantial or high community transmission,” such...
August 2, 2021
Preparing Workers’ Comp for Future Pandemics
Intending to recognize additional catastrophic exposures on workers’ comp systems that can impact ratemaking, the National Council on Compensation Insurance (NCCI) is proposing that any event exceeding $50 million in losses be excluded from the data used to set rates, including future pandemics. Other than certified acts of terrorism, NCCI’s catastrophe provision only accounts for single-event losses...