Business
April 3, 2025
April Marks Distracted Driving Awareness Month
The National Safety Council designates April as Distracted Driving Awareness Month. This annual campaign is intended to raise awareness about the dangers of distracted driving and encourage drivers to minimize potential distractions behind the wheel. Distracted Driving Overview The Centers for Disease Control and Prevention defines distracted driving as any activity that may divert a...
April 1, 2025
The Critical Role of Employee Feedback in Developing Benefits Packages
In today’s competitive labor market, offering the right benefits package can make all the difference in attracting and retaining top talent. While employers often focus on benchmarking against industry standards or following trends, one of the most effective tools for building meaningful benefits programs is something much closer to home: employee feedback. Why Employee Feedback...
March 20, 2025
4 Reasons to Provide Employees with Ergonomic Furniture
Creating a workplace where employees feel valued and supported goes beyond offering competitive salaries and benefits. The right furniture can enhance comfort and have far-reaching impacts on safety, efficiency, and overall employee satisfaction. If you want to build a workspace that promotes well-being and success, consider these reasons to provide your employees with ergonomic furniture....
March 18, 2025
Navigating a Growing Array of Benefits Options
In today’s labor market, offering a robust benefits package is essential for employee attraction, retention and well-being. The rise of voluntary benefits to supplement mainstays such as health insurance, 401(k) and leave has resulted in more than 150 available options on the market for employers to consider. As such, it can be daunting for employers...
March 13, 2025
Cal/OSHA Amends Residential Construction Fall Protection Standard
California OSHA (Cal/OSHA) has amended its fall protection standards in residential construction and roofing. The amendments include making the fall protection height standard 6 feet instead of 15 feet, making it more uniform to align with federal OSHA standards, and removing the term “impractical” and replacing it with “infeasible” within certain fall protection requirements. This...
March 4, 2025
Navigating Cybersecurity Challenges in the Health Care Industry
Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected devices continue to reshape the industry. Although technological advancements provide several key benefits and can enhance patient care, they create additional cybersecurity exposures. They also expand the attack surface for cybercriminals...
February 27, 2025
Careers in Insurance Month: Why You Should Consider a Future at CMR
February is Careers in Insurance Month, a time to highlight the opportunities, stability, and growth that the insurance industry offers. Whether you’re a recent graduate, a professional seeking a career change, or simply curious about where your skills can make an impact, there’s never been a better time to explore insurance as a profession. At...
February 25, 2025
2025 Construction Industry Trends
Several trends look to impact the construction industry in 2025. As such, construction business leaders should monitor these developments and adjust their risk management programs accordingly. Trends to watch include: Economic Headwinds While the overall inflation rate has cooled from its recent highs, it continues to influence a range of costs in the construction industry....
February 20, 2025
Employers Must File ACA Returns Electronically by March 31, 2025
The Affordable Care Act (ACA) created reporting requirements under Internal Revenue Code (Code) Sections 6055 and 6056. Under these rules, certain employers must provide information to the IRS about the health plan coverage they offer (or do not offer) to their employees. Under the original rules, any reporting entity that was required to file at...
February 18, 2025
Common Exposures for Personal Lines Clients
Personal lines insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against various risks. Personal insurance refers to a range of policies aimed at safeguarding individuals and their families from financial setbacks caused by unforeseen events. This type of insurance encompasses policies such as auto, home, renters and...