October 24, 2024

Preventing the Top 4 Construction Hazards

Construction is one of the most hazardous industries in the United States. Many injuries on construction sites are caused by falls, struck-by incidents, caught-in-between incidents and electrocutions. The following are basic safety tips for avoiding these hazards and remaining injury-free: Preventing Falls Preventing Struck-by Incidents Preventing Caught-in-Between Hazards Preventing Electrocutions For more information, speak to...

October 23, 2024

CMR Selected as Silver Winner for Insurance Journal’s Best Agencies to Work For Award

October 7, 2024 CMR Risk and Insurance Services, Inc. selected as a Silver Winner for Insurance Journal’s Best Agencies to Work For Award. CMR ranked Silver for the West Region, after current employees voted for the agency to be recognized. Each year Insurance Journal surveys the property casualty industry for the Best Independent Insurance Agencies...

October 22, 2024

How to Mitigate Supply Chain Risks

Consumers have come to expect ample choice, instant shipping and ultrafast delivery, making a smooth supply chain critical. However, the fragile nature of supply chains can lead to sudden bottlenecks, delaying production or shipments and impacting an organization’s ability to meet customer demand. These delays can disrupt cash flow and damage customer loyalty as expectations...

October 17, 2024

Best Practices for Safety Committees

A safety committee is crucial for creating and maintaining a safe workplace culture. These committees bring together employees, management and safety professionals to proactively address workplace hazards. There are several organizational benefits to implementing a safety committee. They can provide a safer work environment, increase employee morale, lower workers’ compensation premiums by improving incident rates...

October 15, 2024

OSHA Announces Top 10 Violations for 2024

OSHA recently revealed its top 10 most frequently cited standards in the 2024 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs. For 2024, the top 10...

October 10, 2024

Commercial P&C Rates Up 3.8% in Q3, but Q4 Could See Hurricane Effects

The U.S. property and casualty insurance market saw rates rise an average of 3.8% for commercial lines and 6.75% for personal lines in the third quarter, according to the latest data from MarketScout. The average increases for Q3 are down from 4.36% for commercial lines and 7.6% for personal lines in the second quarter. The...

October 8, 2024

Getting the Most Out of Your 2025 Open Enrollment Communications

Open enrollment is a crucial period for both employers and employees. It’s when employees can make important decisions about their benefits and an opportunity for employers to engage with their workforce effectively. As organizations continue to adapt to evolving workforce needs and changing regulations in 2025, open enrollment communication becomes more critical than ever. This...

October 3, 2024

Navigating Cybersecurity Challenges in the Construction Industry

The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling software. These innovations help to automate tasks, reduce waste and improve efficiency, productivity and safety. However, this shift also brings significant cybersecurity risks. As construction companies increasingly rely on digital tools...

October 1, 2024

Hurricane Helene Brings Catastrophic Flooding and Damage to Multiple States

After making landfall as a Category 4 storm in Florida’s Big Bend region, Hurricane Helene sped inland with a path of devastation, bringing historic flooding, millions of power outages and causing more than 90 deaths in multiple states. Coming ashore as the strongest hurricane on record to hit the Big Bend region of Florida, Helene...

September 26, 2024

Proposed OSHA Heat Injury and Illness Prevention Standard

OSHA recently published a Notice of Proposed Rulemaking in the Federal Register regarding heat injury and illness prevention. If finalized, the new standard would apply to all employers conducting indoor and outdoor work in all general industry, construction, maritime and agricultural sectors where OSHA has jurisdiction, subject to limited exceptions. It would also be the...