November 28, 2023
Why Holiday Stress Doesn’t Need to Derail Productivity
While the holidays should be a time of festivities and fun, high expectations paired with the end-of-year work push can cause many employees to feel burned out before the new year even starts. Forty-five percent of employees are worried about their stress levels during the holiday season, according to mental health platform, BetterHelp. Finances, shorter deadlines,...
November 27, 2023
OSHA Announces Top 10 Violations for FY 2023
OSHA recently released its list of the top 10 most frequently cited standards following inspections of worksites by federal OSHA. The list, which consists of preliminary data and is subject to change, reflects the citations across industries and accounts for citations that occurred between Oct. 1, 2022, and Sept. 29, 2023. OSHA notes that workers...
November 20, 2023
Fostering a Culture of Workplace Safety
Fostering a strong safety culture provides many benefits. In addition to reducing the risk of workplace accidents, such a culture can also help improve employee morale, enhance a business’s reputation and minimize related costs and liabilities. This article explains what it means to have a strong safety culture, outlines associated benefits and provides strategies companies...
November 16, 2023
NLRB and OSHA Announce Partnership to Strengthen Worker Safety Protections
On Oct. 31, 2023, the National Labor Relations Board (NLRB) and Occupational Safety and Health Administration (OSHA) executed a Memorandum of Understanding (MOU) regarding a partnership to strengthen worker safety protections. The partnership is designed to enhance protections for workers who speak out about health and safety conditions in the workplace or engage in a...
November 15, 2023
Common Social Engineering Tactics to Watch For
Social engineering refers to a cyberattack method in which a cybercriminal preys on key human behaviors (e.g., trust of authority, fear of conflict and promise of rewards) to obtain unwarranted access to targets’ technology, systems, funds or data. These attacks can be deployed through various tactics, such as digital impersonation, deceitful messages or malicious software...
November 14, 2023
U.S. P&C Combined Ratio for 2023 Projected at 103.8%
Analysts at the Insurance Information Institute (Triple-I) and Milliman expect the U.S. property/casualty insurance industry to post a 103.8% net combined ratio for 2023, driven by the highest severe convective storm losses in decades. The III and Milliman experts shared their findings during a recent webinar discussing their quarterly report, “Insurance Economics and Underwriting Objections:...
November 9, 2023
Employer-reported Nonfatal Workplace Injuries and Illnesses Up 7.5% From 2021
Private industry employers reported a 7.5% increase in nonfatal workplace injuries and illnesses in 2022 compared to 2021, according to the U.S. Bureau of Labor Statistics. The incidence rate of total recordable cases was 2.7 cases per 100 workers who are full-time equivalent (FTE). In 2022, the rate of injury cases remained at 2.3 cases...
November 8, 2023
Fire Prevention Tips for Small Businesses
Fire Prevention Tips Fires can devastate small businesses, causing property damage, loss of inventory, disruptions in operations and even endangering the lives of customers and employees. However, many of these fires can be prevented through proactive measures. To prevent fires and ensure the safety of employees and customers, small business owners should consider the following...
November 7, 2023
CMR Makes the Business Insurance Best Places to Work in Insurance 2023 List
Business Insurance has named CMR Risk & Insurance Services on the Best Places to Work in Insurance List 2023 in the small employer category. Business Insurance puts out the list annually to recognize companies across the insurance industry that have earned the highest levels of engagement and satisfaction from their colleagues. The honor is especially...
November 6, 2023
The 2023 Cyber Year in Review
When everyone thinks of cyber, first-party ransomware claims spring to mind, but this year there has been a more significant rise in third-party liability claims driven by pixel and tracking software-related matters. As more U.S. states pass laws against the collection of personally identifiable information, tracking software claims have evolved. This new trend follows other data privacy trends that...