November 6, 2025
CVSA Reveals 2025 Operation Safe Driver Week Results
Operation Safe Driver Week—an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)—took place from July 13-19, 2025. This year’s focus was on reckless, careless and dangerous driving. During the weeklong initiative, law enforcement officers in Canada and the United States stopped 8,739 passenger vehicles and commercial motor vehicle (CMV) drivers engaging in dangerous...
November 4, 2025
Marketplace Plans Opened Nov. 1, Premium Increases Expected
Starting Nov. 1, Americans can log on to HealthCare.gov and state-run exchanges, as the Affordable Care Act (ACA) Health Insurance Marketplace (Marketplace) open enrollment period began for 2026 coverage. This year’s enrollment window runs through Jan. 15, 2026, in most states, with some extending deadlines into late January. The average Marketplace premium after tax credits...
October 30, 2025
Preventing and Addressing MIC in Fire Sprinkler Systems
Fire sprinkler systems are a frontline defense against fire-related risks and are critical in protecting people and property. To help ensure these systems are operational, it is essential to be aware of threats that can damage them. One threat, microbiologically influenced corrosion (MIC), is significant but often overlooked. Over time, MIC can compromise the integrity...
October 28, 2025
OSHA Releases Top 10 Violations for 2025
OSHA recently announced its top 10 most frequently cited standards during the 2025 fiscal year using preliminary data. This information is valuable for all businesses as it helps them identify common exposures that affect their workforce. It also gives them the information they need to take proactive safety measures and plan their compliance programs. For...
October 21, 2025
California Amends Pay Data Reporting Requirements
On Oct. 13, 2025, California amended the California Fair Employment and Housing Act’s (FEHA) pay data reporting requirements to modify storage requirements and impose mandatory penalties, effective Jan. 1, 2026, and to increase the number of job categories, effective Jan. 1, 2027. Background Private employers with 100 or more employees (at least one of whom...
October 16, 2025
Small Business Health Plans Could See 11% Increase in 2026
Every year, health insurance companies inform state officials of their expected cost changes and propose new prices for plans that comply with the Affordable Care Act regulations. A report from KFF, an independent source for health policy research, focuses specifically on plans for small businesses, typically those with 50 or fewer employees. These plans can...
October 14, 2025
Understanding General Partner Liability Insurance
General partners (GPs) in private capital firms face a distinct set of legal and financial risks. Whether managing a venture capital fund, real estate portfolio or private equity investment, they operate in high-stakes environments where decisions are subject to intense scrutiny. In many cases, liability is not limited to the firm itself; GPs may be...
October 9, 2025
Workers’ Compensation Still the Steadiest of the P&C Lines
Workers’ compensation remains a profit leader across the property and casualty insurance market, with 2025 poised to produce another year of underwriting profits even as net premiums drop, according to a segment report from AM Best. “Workers’ compensation is the key line of business driving the profitability of the whole property and casualty industry, and...
