During the fall and winter months, respiratory viruses tend to spread more widely. Before the COVID-19 pandemic, influenza (flu) and respiratory syncytial virus (RSV) were the main causes of severe respiratory disease during these times of year. Although some people have mild symptoms when they catch the flu or RSV, others get sick enough to...
Health savings accounts (HSAs) are a popular type of tax-advantaged medical savings account available to individuals enrolled in high deductible health plans (HDHPs). Individuals can use their HSAs to pay for expenses covered under an HDHP until their deductible has been met, or they can use their HSAs to pay for qualified medical expenses that...
Employers continue to struggle with rising health care costs and providing employees with affordable and quality care options. Unfortunately, employers expect health care costs to increase significantly in 2024. Several industry reports revealed that employers anticipate health care costs to grow between 6.5% and 8.5% in 2024, the largest increase in more than a decade....
There’s no denying that employees’ needs have changed over the past few years. As such, employers can offer benefits to meet evolving worker needs shaped by lingering effects of the COVID-19 pandemic, a tight labor market and rising inflation. Many workers are paying more attention to their benefits and wondering how to stretch their dollars...
Fear, worry and stress are normal responses to perceived or real threats, or when faced with uncertainty. Understandably so, it is normal that people are experiencing worry or stress during the coronavirus pandemic. The coronavirus pandemic has affected nearly every aspect of daily life. Americans are increasingly suffering from behavioral health issues during the...
In working with CMR, they have proven to have a great expertise in the management of risk and insurance design/placement when it comes to the real estate sector...
Paul P.
We have worked with many insurance brokers in connection with our construction and liability requirements. CMR is by far the best agent - consultant - broker we...
Robert E.
I have to say you have given the best/most excellent customer service, I have come across in years. I truly mean that.
Carol S.
CMR is very knowledgeable when it comes to insurance and takes the time to understand the company needs when it comes to providing the best protection and cover...
John P.
I would like to take this opportunity to thank you for providing such a wonderful service representative. She is absolutely wonderful. This has been a scary tim...
Michelle J.
CMR has provided insurance services directly to RSS and RSS's clients for many years. CMR is readily available and responsive. True experts and consummate advis...
Ira C.
We have worked with CMR since 2007 to secure general liability, auto and work comp insurances. CMR is constantly coming up with ways to save us money while prov...