commercial property
October 15, 2026
Addressing 5 Common Sources of Water Damage Claims
Businesses often associate water damage with storms, flooding and other weather-related events. Significant losses, however, can arise from a variety of other sources. A pipe fitting could fail overnight, flooding a lower floor and damaging property; a water heater may rupture without warning, damaging inventory and equipment; or a malfunctioning sprinkler head may discharge water...
August 19, 2026
Addressing 4 Common Sources of Commercial Property Insurance Claims
Commercial property insurance claims can arise from numerous unexpected events. An electrical fire may destroy critical equipment; a severe storm may hit without warning, damaging a building’s exterior and allowing water to enter the property; or an act of vandalism may damage fixtures, resulting in significant repair expenses. These and other incidents can cause substantial...
June 22, 2026
What to Do in the First 24 Hours After a Commercial Property Loss
A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and floods the building, the hours immediately following a loss have an outsized effect on the outcome of any insurance claim. Missteps during this period, including premature cleanup, delayed notice and poor...
April 16, 2026
Insurance Considerations for Excavation Contractors
Excavation contractors are trained professionals who typically perform a range of operations to prepare construction sites. They may provide residential or commercial services and conduct their work in multiple settings, such as office spaces and customers’ properties. Common tasks for excavation contractors include removing existing structures, vegetation and other debris to clear land for construction...
February 17, 2026
Addressing 5 Common Sources of General Liability Claims
Several scenarios that businesses encounter in routine operations may expose them to litigation and general liability claims. A customer walking through a business could slip on a wet floor, or a piece of equipment could fall and damage a customer’s personal belongings. These and other incidents may lead to liability claims, disrupting operations and placing...
June 10, 2025
Commercial Property Insurance Midyear Market Outlook
The commercial property insurance segment has been grappling with limited underwriting profitability and hardening conditions for much of the past decade, mainly due to surging catastrophe (CAT) losses, inflation issues and property valuation challenges. As such, ongoing premium jumps and restrictive coverage terms have become the norm for most policyholders. Shifting market dynamics helped ease...
January 28, 2025
Earthquake Awareness Month
February is Earthquake Awareness Month. It is a good time to make sure your property is protected against the impact of earthquakes. Even though earthquakes are seen as more common on the West Coast, earthquakes have occurred in 39 states. Consider implementing the following safety measures to protect your property from the impacts of an...
December 19, 2024
Vacant Property Risks
Vacant construction sites face the risks of theft, trespassing, fires and other hazards. Potential losses might include the value of damaged or stolen materials, the liability of an individual being injured on the property, and the costs of organizational disruptions if an essential piece of equipment is vandalized or taken. The insurance risks and liabilities...
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