MITIGATING CONSTRUCTION RISKS WITH ADVANCED TRAINING TECHNIQUES Construction is consistently ranked as one of the riskiest jobs in the United States. Fluid workforces, high-risk scenarios and a communication disconnect between home office and front-line workers all result in the very real possibility of serious injury or even death. One of the major challenges in the...
SBA Releases Streamlined PPP Loan Forgiveness Form The Small Business Administration (SBA) and Department of Treasury recently released a streamlined loan forgiveness application called the EZ Forgiveness Application. This newly released three-page EZ application is significantly shorter than the traditional loan forgiveness application and requires fewer calculations and less documentation than the full application. Who...
PREPARING FOR A SECOND WAVE OF COVID-19 Even as stay-at-home orders and restrictions are lifted, daily operations won’t be business-as-usual for many across the country. The coronavirus (COVID-19) pandemic is still going on, despite businesses reopening. Moreover, public health officials and experts are warning of a potential second wave of COVID-19 cases. Of course, no...
HURRICANES DON’T JUST AFFECT COASTS With the 2020 Atlantic hurricane season activity expected to be “well above average” in intensity; three named storms having formed already; and Tropical Depression Cristobal bringing flooding rains and powerful winds from the South to the Midwest as it made landfall in Louisiana, preparedness should be on the minds of everyone who...
BENEFITS OF WORKERS’ COMPENSATION INSURANCE As an employer, it’s your responsibility to keep employees healthy and safe on the job. But even with adequate controls in place, accidents can still happen – resulting in costly workplace injuries and illnesses. That’s why it’s crucial for your organization to have workers’ compensation insurance. This form of coverage...
CONGRESS PASSES BILL AMENDING PAYCHECK PROTECTION PROGRAM Since being established as part of the Coronavirus Aid, Relief and Economic Security Act in March 2020, the Paycheck Protection Program (PPP) has been the subject of additional stimulus bills, legal guidance and interim final rules. In the latest development, Congress passed the Paycheck Protection Program Flexibility...
COMMUTING POST-CORONAVIRUS The coronavirus (COVID-19) pandemic has brought ambiguity and a general feeling of not knowing what to expect when returning to the workplace. One thing for certain is that businesses are reassessing their strategies to help plan for a smooth and thoughtful transition back to the workplace. Part of that plan is acknowledging...
EARTHQUAKE MARKET GROWS UNSTABLE AS INSURERS STRESS PROFITABILITY The earthquake market has moved onto unstable ground as insurers and alternative capital investors demand higher returns on their capital. Rate increases have ramped up over the last year, and buyers should expect higher prices this year for the same coverage. Higher deductibles can be an...
COMMON EMPLOYMENT PRACTICES CLAIMS ARISING OUT OF COVID-19 As COVID-19 continues to spread throughout the United States, there has been a massive upheaval of the American workplace. Employers have found themselves drafting and implementing policies and procedures addressing a wide array of issues including remote work, layoffs, furloughs, pay cuts, workplace conditions...
DEALING WITH COVID-19 STRESS AND ANXIETY If you’re feeling stressed and anxious during these uncertain times, you’re not alone. According to a recent Gallup poll, nearly 60% of Americans reported daily stress and worry due to the coronavirus (COVID-19) pandemic. While experiencing stress or anxiety over the health and economic fears brought...