March 10, 2026
TrumpRx FAQs
TrumpRX is a newly launched federal website intended to help Americans access lower prices on select prescription medications by showcasing discounted cash pay options negotiated directly with pharmaceutical manufacturers. Unlike a traditional pharmacy or insurance integrated tool, TrumpRx does not process insurance and does not function like a standard drug dispensing platform; instead, it displays...
March 9, 2026
Pollution Prevention and Spill Control Strategies
Environmental incidents can lead to costly cleanup efforts that may quickly exceed the cost of basic prevention. Even small spills can threaten workplace safety, disrupt operations and damage an organization’s reputation. Moreover, repeated or poorly managed incidents may undermine stakeholder confidence and trigger regulatory scrutiny from agencies such as the Environmental Protection Agency, state environmental...
March 5, 2026
DOL Announces Proposed Independent Contractor Rule
On Feb. 26, 2026, the U.S. Department of Labor (DOL) announced a proposed rule that would rescind the department’s 2024 final independent contractor rule and replace it with an analysis for employee classification under the Fair Labor Standards Act (FLSA) similar to the one adopted by the DOL in 2021. The proposed rule was published...
March 3, 2026
The Importance of Keeping Fire Doors Closed
When a fire breaks out in a commercial building, the first few minutes can determine the outcome. Flames and smoke can move quickly, spreading far beyond the area where the fire began. While automatic sprinkler systems and alarms play an important role, one of the most effective tools for limiting fire damage is often overlooked:...
February 27, 2026
CMR Named Southern California Region Winner for CIG’s 2025 Agencies of the Year
We’re proud to share that CMR Risk & Insurance Services has been named the Southern California Region Winner for Capital Insurance Group’s (CIG) 2025 Agencies of the Year. This recognition reflects our continued commitment to delivering exceptional service, proactive risk management, and meaningful results for our clients throughout the region. Each year, CIG honors agencies...
February 26, 2026
Cumulative Trauma Injuries and Workers’ Compensation
Although common in the construction industry, cumulative trauma injuries (CTIs) are some of the most complex workers’ compensation claims. They often result in long, painful experiences for employees. Therefore, it’s crucial that construction employers reduce the risk of CTIs and associated workers’ compensation claims. Common CTIs in Construction CTIs, also known as repetitive movement or...
February 24, 2026
Real Estate Industry Trends to Watch in 2026
The commercial real estate market enters 2026 with tentative stabilization and signs of modest recovery. Growing optimism in the leasing and capital markets is being driven in part by stronger-than-expected U.S. economic performance in certain sectors during 2025. Strength in multifamily, industrial and select office categories is anticipated; however, broader market pressures persist, including refinancing...
February 19, 2026
Nonprofit Industry Trends to Watch in 2026
The nonprofit sector has been contending with a complex risk landscape for several years, largely fueled by economic uncertainty, funding pressures and rising demand for community outreach. Amid these challenges, nonprofit organizations are facing significant operational and financial strains, making it harder to accomplish their missions and serve those in need. In the commercial insurance...
February 17, 2026
Addressing 5 Common Sources of General Liability Claims
Several scenarios that businesses encounter in routine operations may expose them to litigation and general liability claims. A customer walking through a business could slip on a wet floor, or a piece of equipment could fall and damage a customer’s personal belongings. These and other incidents may lead to liability claims, disrupting operations and placing...
