Workers' Compensation

Workers’ Compensation

Large Workers’ Compensation Program

CMR’s Workers’ Compensation program is designed to help employers take control of claim outcomes and reduce total cost of risk. Programs can be structured as guaranteed cost or loss-sensitive, with options including large deductible plans (with funded reimbursement) or retrospective rating models all tailored to align with your organization’s risk appetite and performance goals.

What sets this program apart:

Expert-Led Claims Strategy
Our dedicated claims team is comprised entirely of former senior-level adjusters with deep expertise in high-severity and litigated claims. Their focus is on:

Accelerated claims closure
Strategic reserve reductions
Driving down incurred losses through proactive case management

Targeted Legal and Medical Partnerships

Designated defense panel aligned with your company culture and risk tolerance
Proactive medical providers network to ensure quality care and mitigate delays or disputes

Early Intervention Services

24/7 nurse triage and on-site first aid support to address incidents immediately and reduce unnecessary claims

In-House Risk Control Support

Access to CMR’s in-house safety consultants to support on-site risk assessments, loss trending, training, root cause analysis, and program review and augmentation
Ongoing program performance reviews that identify trends and opportunities for improvement

Advanced Risk Management Tools
Through the CMR Risk Management Center, employers receive:

Claims tracking and analytics, including loss trending reports to identify cost drivers and emerging risks
Job hazard analysis tools for high-risk roles
Employee training tracking to improve compliance and documentation

Large Workers’ Compensation Program CMR’s Workers’ Compensation program is designed to help employers take control of claim outcomes and reduce total cost of risk. Programs can be structured as guaranteed cost or loss-sensitive, with options including large deductible plans (with funded reimbursement) or retrospective rating models all tailored to align with your organization’s risk appetite...