Workers’ Compensation
Large Workers’ Compensation Program
CMR’s Workers’ Compensation program is designed to help employers take control of claim outcomes and reduce total cost of risk. Programs can be structured as guaranteed cost or loss-sensitive, with options including large deductible plans (with funded reimbursement) or retrospective rating models all tailored to align with your organization’s risk appetite and performance goals.
What sets this program apart:
Expert-Led Claims Strategy
Our dedicated claims team is comprised entirely of former senior-level adjusters with deep expertise in high-severity and litigated claims. Their focus is on:
- Accelerated claims closure
- Strategic reserve reductions
- Driving down incurred losses through proactive case management
Targeted Legal and Medical Partnerships
- Designated defense panel aligned with your company culture and risk tolerance
- Proactive medical providers network to ensure quality care and mitigate delays or disputes
Early Intervention Services
- 24/7 nurse triage and on-site first aid support to address incidents immediately and reduce unnecessary claims
In-House Risk Control Support
- Access to CMR’s in-house safety consultants to support on-site risk assessments, loss trending, training, root cause analysis, and program review and augmentation
- Ongoing program performance reviews that identify trends and opportunities for improvement
Advanced Risk Management Tools
Through the CMR Risk Management Center, employers receive:
- Claims tracking and analytics, including loss trending reports to identify cost drivers and emerging risks
- Job hazard analysis tools for high-risk roles
- Employee training tracking to improve compliance and documentation
Large Workers’ Compensation Program CMR’s Workers’ Compensation program is designed to help employers take control of claim outcomes and reduce total cost of risk. Programs can be structured as guaranteed cost or loss-sensitive, with options including large deductible plans (with funded reimbursement) or retrospective rating models all tailored to align with your organization’s risk appetite...
